You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it.
- Beware of the investing divas and how easy it is to make money.
- Payday lenders busted for paying for research to show payday lending is a good thing!
Listener questions:
- If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara)
- Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia)
- Is 3% an appropriate fee for a financial advisor (Gandolf, New York)
- I have $245,000 in my 401(k), should I put more in or get an IRA (Christina)
- I'm age 70 and have no savings (Sheila, North Carolina)
Resources/links:
https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice?
- The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire.
- Warning about waiting to fix your finances.
Listener questions:
- What are your tips for finding a business to start (Chuck)
- I just turned 50 and don't know where to start saving for my retirement (Jacqueline)
- What do you think about crowdfunded investing (Daren Rochester, NY)
- I make $35,000 and want to live a decent lifestyle (Trisha)
- What are the differences between mutual funds and index funds (Megan)
- Can you roll a 403(b) into a 457 plan (Gandolf, New York)
Resources/links:
https://www.irs.gov/pub/irs-tege/rollover_chart.pdf
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- Rich Robert, Poor You. Don't take my word for it, do your own research like I did.
- Do you think you know what to wear during a job interview?
- Watch out for this Amazon email scam.
Listener questions:
- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)
- Which is better a Roth 401(k) or Roth IRA (Margaret, California)
- My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware)
- I'm finally sticking with my spending plan (Alex)
- Trying to decide which debts to pay down with our tax refund (Paul)
- I've had two surgeries and am trying to keep myself afloat (Allistair)
- I have $1.1M and am trying to figure out when I can retire (Steve)
Resources/links:
Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X
https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/
https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors
https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can.
- Free resources for your finances you might not know about.
- News of the weird: $8,000 can extend your life a little.
- Why won't people talk about money?
- Top rated insurance companies.
- One couple shares the key to early retirement.
Listener questions:
- What type of mortgage should we get (Barb Lexington, Kentucky)
- When should I start collecting my pension (Troy, Iowa)
- I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis)
- I don't have a stable income while I'm in school (Gretchen)
- Good financial gifts for a wedding present (Martin, Chicago, IL)
Resources/links:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
How do you stay motivated if your goals and dreams will take years? Listen to these tips to power through.
- ID theft tips from a cyber security expert.
- Top three 'stupid' things millennials waste money (Kevin O'Leary)
Listener questions:
- What to do with an old 401(k) (Kristin)
- There's no jobs in my town, I have no money and I want to get out (Walter, Eastern Kentucky)
- I keep falling off the budget wagon (Peggy)
- I've been spending money on ridiculous things (Iman, Spain)
- How should HSA money be invested (Eric, York, PA)
- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)
Resources/links:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
You've seen the ads - it's the best way to grow rich! Which often means it's the best way for people to lose what they've worked so hard for.
- What to think about when buying a car
- Red alert warning - romance scams are on the rise
- How to back out of a contract.
Listener questions:
- I am 68 years old and $100,000 in debt (Colleen)
- Do we need a home inspector for a new house (Shawn, Maryland)
- What's a good amount of money to give to a kid for a car (Kim, Houston, TX)
- What do you think about giving kids allowances (Julie)
- Getting laid off this summer, how best to prepare (Wes, UK)
- How do I go about signing up for a 529 plan (Mark)
Resources/links:
https://www.kbb.com/new-cars/about-total-cost-of-ownership/
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Renting can be a great for your sanity, situation, and security. Have you thought about what could go wrong if you follow bad advice and get a house too soon or for too much.
- Save money on your LLC
- Red alert warning - watch out for this marketing trick that will cost you money
- Bea is saving for retirement after paying off some debts.
Listener questions:
- Where should I put my emergency savings (Casey)
- How should my wife and I arrange our finances (Steve)
- Any gotchas with a secure credit card (Joe)
- How to save for retirement without a 401(k) (Rick, Seattle, WA)
- My husband got laid off and is having trouble finding work (Lori, California)
- My car needs expensive repairs. Should I buy a new one (Billie)
Resources/links:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- If you're not reading the fine print, you're going to miss the finer things in life.
- Travel tip - get alerted when fares go on sale
- Nurse gets a free car from a stranger
Listener questions:
- Should I deposit into my 401(k) a lump sum or monthly (Jason)
- Are penny stocks a good way to help my community (Laura, Kentucky)
- Have you tried dollar cost averaging and have proven viability (Idiot on Youtube)
- How can I pay down my medical bills (Melissa)
- Resources at the public library (Batman, NYC)
- Should I participate in my company's discount stock purchase plan (Ernie)
Resources/links:
https://scottscheapflights.com
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- Payday loans offer quick, easy money but leave people buried in debt. What you can do to help.
- The benefits of downsizing a house.
- Should you sign up for a travel MLM?
- What can Coldplay teach us about building wealth?
Listener questions:
- Is Betterment or Vanguard better for investing (Gandolf)
- I owe $22,000 in debt, have six kids and can't get hired anywhere (Kayla, Canada)
- Going to trade school but want to learn about scholarship programs (Steven, Illinois)
- How do you start a business if you don’t have any capital (Adesiyan)
- How should my wife and I arrange our finances (Steve)
- What are the tax advantages of a 529 plan (Aubrey, Philadelphia, PA)
- Thoughts on Fidelity GO (Jay, California)
Resources/links:
https://mlm-thetruth.com/
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- The story of a woman who was facing foreclosure, but changed her story about money and changed her life.
- Amazon refund hack
- Another financial guru falls to earth, providing a lesson for us all on how not to invest.
- In the band - Steve is a multimillionaire
Listener questions:
- Should we pay off our mortgage faster or invest to retire early at 55 (Mulberry, Puerto Rico)
- Can you repay a 401(k) loan in a lump sum (Laura, Baltimore)
- What are your thoughts on indexed universal life insurance (Life Enthusiast)
- My parents can't afford to send me to college (Moca, Egypt)
- I'm job hopping but not getting anywhere (Sammy)
Resources/links:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- What do studies on millionaires show that it takes to build real wealth, and can anybody do it (Hint: yes you can).
- Small business ideas for side hustles.
Listener questions:
- I'm 63, should I start collecting social security now (Troy, Boston, MA)
- How do I build a credit score (Walt)
- My family is in danger of divorce (Sati)
- How to stay focused on big debts that will take a long time to pay off (Trey)
- Should I invest in the international stock market (Matt, Palestine)
- Several of the business I've started have failed (James)
Resources/links:
https://www.amazon.com/gp/product/0615457533/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- Make this the day you focus on the small wins, and you'll get big results.
- How often are experts right with their bold predictions?
- Are you dating a cheapskate?
- Travel hack to save on flights.
- In the band - Rob is debt free and a millionaire.
- Valentines day plans? Here's an alternative.
Listener questions:
- What are your thoughts on M1 Finance (The King, Oostburg, WI)
- I have no source of income for my family (Jeremy)
- Suggestion on how to build wealth and increase your lifestyle over time (3of11)
- Thanks for sharing your wisdom (Sarah)
- Save money on expensive car repairs (Rob, Richmond, VA)
Resources/links:
https://hbr.org/2016/12/research-the-best-strategy-for-paying-off-credit-card-debt
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM