Topics: Using real estate investment trusts (REITs) to increase your investment returns.
- Who is Steve Aoki?
- Darby asks if it is better financially to rent vs. buy.
- Make extra money by testing websites.
- Rachel is graduating with a mechanical engineer degree and wants to stay out of debt.
- Stacy is moving two steps forward and one step back.
- Sarah found $50 by changing cell carriers and has a delicious snack recipe.
- Paul (Australia) paid off $50k and now has only a mortgage to pay off and asks if he should pay down the mortgage or invest instead.
- Start your own free library.
http://scottalanturner.com/show172
Links mentioned on the show:
Topics: The pros and cons of buying a new home vs. an existing home.
- Allan (Canada) is trying to automate his savings.
- We're moving to Canada too.
- Mark (Plano, TX) asks about financial lessons for kids.
- The real Japanese Housewives.
- Scott (Hobart, IN) has an annuity and would like to pay off some debt with it.
- Chris paid off $17,500 in debt!
http://scottalanturner.com/show171
Links mentioned on the show:
Topics: Things to think about when deciding between buying an existing home or a brand new home.
- Kevin asks about how to become a freelancer.
- Sarah has a family of six and asks about financing for a bigger vehicle.
- Using donor advised funds for charitable contributions.
- I is for ice.
- Stacy (San Antonio, TX) asks to Roth or not to Roth.
- Roberto asks how long before a bankruptcy shows up on a credit report.
- Ashley has two (soon three) kids and can't afford Internet access.
- Krystal paid off $24,285.28 in debt!
http://scottalanturner.com/show170
Links mentioned on the show:
Topics: Our remodel of a 1950's home.
- Justin is deciding between a 529 plan an an ESA.
- Darby has two savings goals to prioritize.
- Kevin has a question about signing up for a 401(k).
- Mayra and her husband have paid off $37,000 in debt!
- Kevin's wife wants to start a business and wonders about paying taxes and getting deductions.
- Taryn (Honolulu, HI) is deciding between a student loan vs. a down payment on a condo.
- Kevin is looking for a safe place to park his emergency fund and earn money.
http://scottalanturner.com/show169
Links mentioned on the show:
Topics: We are now landlords.
- Tony (Apollo Beach, FL) has significant assets and is concerned about being sued.
- Dan (Limerick, PA) is 35 and asks how much he should have saved in his 401(k) by now.
- Jesse (San Antonio, TX) wonders if the imperial federal government could someday drain her 401(k) to pay for band uniforms.
- Greg (Seattle) wonders about picking life insurance.
- Wil asks if paying 1% to an advisor is worth it.
- Elaine is struggling with higher rent, a car payment, and credit card debt.
- Dolores with another win.
http://scottalanturner.com/show168
Links mentioned on the show:
Topics: Why you should not prepay funeral expenses.
- Kristin has aging parents who will be meeting with an advisor soon.
- Stephen (Colorado Springs, CO) and his wife are debating how to best use their income.
- Corinne has co-workers who are not happy with her goal of becoming debt-free.
- H is for Haggling.
- Laura's husband is forming a new business and wants to protect himself.
- Nicholas wants to optimize his credit cards.
- Dolores saves $600 on a new vehicle.
http://scottalanturner.com/show167
Links mentioned on the show:
Federal Trade Commission Funeral Costs and Pricing Checklist
Topics: Do you need a budget?
- Justin (Chippewa Falls, WI) needs a place to save money for his step-son.
- Caleb (Looneyville, WV) is a college student and asks about asset allocation.
- Qoins helps pay off your debt early with the spare change.
- Amanda has $30k in debt consolidation and wants to pay it off.
- Mike (Central Florida) is 50 and asks about investing in an HSA.
- What, me worry?
http://scottalanturner.com/show166
Links mentioned on the show:
Topics: Tips and tricks to getting the most out of your Health Savings Account.
- Bill (Pennsylvania) asks about putting extra money towards a mortgage if he will be moving soon.
- Heather has consolidated debts and can't make her payments.
- Solange shares her financial goals.
- F is for Financial Independence.
- Paul (Down Under) is a money moron and asks if his budget is appropriate for getting out of debt.
- Take chances and get messy.
http://scottalanturner.com/show165
Links mentioned on the show:
Health Insurance Savings for 2017 (Save money on healthcare with HSAs)
Topics: Tips and tricks to getting the most out of your Health Savings Account.
- Fran is 54 and needs to supplement income.
- Leonardo (Florida) has a warning for all landlords.
- Jim (Temecula, CA) might be let go and is deciding what to do.
- Jake (Denton, TX) is deciding on which investment options to pick in a 401(k).
- Take a moment and laugh today.
http://scottalanturner.com/show164
Links mentioned on the show:
Health Insurance Savings for 2017 (Save money on healthcare with HSAs)
Topics: How will you afford your medical bills during retirement?
- Deanna (Seattle, WA) is deciding between saving for a house and retirement.
- Jennifer (Honolulu, HI) is looking for a budgeting plan.
- How should you price your house to sell it as fast as possible?
- Zach (Washington) has to choose between a defined benefit and defined contribution plan.
- Letting go of baggage.
http://scottalanturner.com/show163
Links mentioned on the show:
Health Insurance Savings for 2017 (Save money on healthcare with HSAs)
AARP Healthcare Costs Calculator - http://www.aarp.org/work/retirement-planning/the-aarp-healthcare-costs-calculator/
Topics: You are part of something bigger.
- Rafael (New York, NY) asks about structured derivative products.
- Ray wants to pursue a career in writing.
- Kristen (Hamilton, OH) needs to budget on an inconsistent income.
- Stamp collections as investments.
- Nick is deciding how much house to buy.
- Where confidence comes from.
http://scottalanturner.com/show162
Links mentioned on the show:
Topics: Butterflies and BMWs - what is the price of happiness?
- Johnnie (Palm Harbor, FL) asks what percent of your net worth should be in your home.
- Ossie is a college student with $250k in loans she wants to pay off.
- E is for emergency fund.
- Leslie would like my job.
- Matt has access to a Roth 401(k) and asks if a Roth IRA is necessary.
http://scottalanturner.com/show161
Links mentioned on the show:
Topics: How much of your take home pay do you live on?
- Kelli can't come up with a downpayment for a townhouse.
- Alicia (Caribbean) wants to start investing.
- Nicholas (Louisiana) is deciding between checking accounts.
- How to save on medical expenses.
- Meremine is about to have her electricity turned off.
- Paul (Australia) is doing what it takes to become debt free.
http://scottalanturner.com/show160
Links mentioned on the show:
Lions' Glover Quin lives on 30 percent of take-home pay, uses rest to invest in future