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The Scott Alan Turner Show | FINANCIAL ROCK STAR

Scott Alan Turner is a former money moron, living the paycheck-to-paycheck lifestyle, losing $40k in the stock market, and racking up a load of credit card debt. But by age 35, he turned it all around and became a self-made millionaire. In a world of get-rich-quick schemes, biased advice, and financial Pied Pipers, Scott’s authentic, no-holds-barred approach makes it possible for anyone to absolutely rock their personal finances. Scott is on a mad mission to help you get financial independence, ultimate happiness and a life full of awesome experiences. With his rebel style, off-beat humor, and signature life-on-your-own-terms approach, Scott’s inspiring a movement of Financial Rock Stars across the globe. Money. Investing. Personal Finance. Financial Independence.
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The Scott Alan Turner Show | FINANCIAL ROCK STAR
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Now displaying: 2016
Dec 30, 2016

Topics: Three people you must have in your life and in your cell phone.

- Gail and her husband are 35 with $160k in retirement savings and asks about converting a traditional IRA to a Roth IRA.

- Pension manager gets caught stealing from investors.

- Jade is 32, living paycheck-to-paycheck, and her husband isn't helping with the budget.

- Jared (Dirty South) is interested in Tasty Trade.

- 2016 8-second year in review.

- Today's show is brought to you by the letter R for Recession Proof.

- Walk tall and the world will look up to you.

Links mentioned on the show:

Pension executive blowing investor funds on drugs, sex, and bribes - http://www.usnews.com/news/business/articles/2016-12-21/feds-pension-exec-moved-2b-for-coke-hookers-other-bribes

How to get your husband to budget - https://scottalanturner.com/5-steps-to-getting-your-partner-on-board-with-a-budget/

Dec 28, 2016

Topics: A must-buy time-sensitive investment opportunity with a 500% return (but not for you).

- Jade is 32, living paycheck-to-paycheck, and her husband isn't helping with the budget.

- Mike (Petersburg, IL) has $400k in debt and asks if it's better to pay it off sooner or later.

- Anthony and his wife have paid off $4,400 in debt.

- Today's show is brought to you by the letter Q for quid.

Links mentioned on the show:

None! Go watch some cat videos on YouTube instead.

 

Dec 26, 2016

Topics: The Turner Administration just had its first setback.

- Sell your unused gift cards to get extra money.

- Banks just can't quit hitting you with overdraft fees.

- Chelsea (Las Vegas, NV) asks about buying time in a pension plan.

- Monica (Ceti Alpha 5) thinks I'm speaking on a higher plain of existence.

- Michael is 59 and wants advice on paying off debts or investing in a business that produces a second income.

- John is also 59 and recently divorced and trying to rebuild from scratch.

- Alice asks about the tax implications of collecting social security and working.

- Deacon Hayes on why Millennials may not be able to retire.

- Today's show is brought to you by the letter P for Paris Hilton.

- Using your walk away power to get a deal on a house.

Links mentioned on the show:

CardPool

Why Millennials may not be able to retire

Dec 23, 2016

Topics: Masters Of the Obvious.

- Oh yes you can.

- Scam alert for free ATM cards.

- What you'll need for the January challenge.

- Charlotte is having financial problems but doesn't want to miss out on life's experiences.

- Jay's credit score has gone up 20 points.

- Anonymous paid off a $7,500 medical bill and is debt free.

- Jared is debt free and has a path to becoming a millionaire.

- Magnesium is the new black, and the new gold.

- Genevive (Riverside, CA) is upside down on a car loan and trying to rebuild her credit.

- Opendoor - a new way to buy and sell your home.

Links mentioned on the show:

Build your credit by renting

Dec 21, 2016

Topics: My bold predictions for 2017 and beyond.

- Wells Fargo has decided once again to put profit before people.

- Lucas asks about paying off debt vs. the tax benefits of 401(k) contributions.

- Millennials can expect to collect social security checks later and they should be happy about it.

- Ian (Jamaica Queens, NY) wants to get rid of his credit card debt and start building wealth.

- Hannah is a freshman in college and needs to track her income even though it's inconsistent.

- Josh has an excellent tip on how to build a business.

- Landlord drama continues thanks to some squirrels.

- Deanna (Seattle, WA) paid off $20,000 in 12 months and is debt free!

- Today's show is brought to you by the letter N for net worth.

Links mentioned on the show:

Raising retirement age

Wells Fargo keeping commission based retirement accounts

Dec 19, 2016

Topics: CNBC calls out one of the financial pied pipers that got it wrong - what was his response?

- Tyler is considering a consolidation loan to help him get out of debt faster.

- Kaiya wants to go to college but not take out any student loans.

- Employees of companies with great performing stock are more likely to over-invest in their employer's stock in their retirement accounts.

- Samson wants to know how to make fast, free, and easy money.

- Anonymous is out of bankruptcy and asks how much to have in savings in case of an emergency.

- John (Parts Unknown) and his wife earn $225,000 and can't contribute to a Roth IRA. What is there next best option?

- Daniel Norris is a millionaire living in a VW bus.

Links mentioned on the show:

Daniel Norris the Van Man

 

Dec 16, 2016

Topics: Mortgage rates are ticking up - should you be worried?

- How much are financial adliesers paying to be on Top 100 lists?

- New downpayment option for home buyers.

- Anthony (Sparrows Point, Maryland) is getting hit with reorganization fees by his broker.

- JR (San Jose, CA) is deeply invested in his company stock and wonders if he has all his eggs in one basket.

- Talon is in college and finds it hard to save money.

- Kristin and her husband paid off $33,000 in debt and will be debt-free in 2017.

- Jacqueline has $10,000 on a credit card from a vet bill and her husband won't help her pay it.

Links mentioned on the show:

Curse of the Barron's list

New down payment option for homes

Dec 14, 2016

Topics: How an everyday family saved $1 million.

- Pamela is 22 and has $12,000 in debt to pay off but wants to get her own place.

- We made the AOL Finance 13 Best List Personal Finance books!

- CC from Phoenix, AZ has $62,000 in debts to pay off.

- John and his wife are trying to save more for retirement and deciding between a bigger home or smaller home.

- Judy wonders if she and her husband will outlive their reverse mortgage.

- Robos are sticking up for the fiduciary standard on your behalf.

- Today's show is brought to you by the letter M for market jitters.

http://scottalanturner.com/show178

Links mentioned on the show:

Who's standing up for you?

401(k) millionaires

13 Personal Finance Books Everyone Must Read

Dec 12, 2016

Topics:

- What's it like to be a landlord?

- The surprising trick that makes or breaks a budget.

- You can lead a horse to water...

- Mariah is 23 and trying to figure out if she should pay off her debts before going back to school.

- Lena (Wheeling, IL) has an HSA and needs help picking between the investment choices.

- Michael (Alameda, CA) asks how many credit cards does he really need.

- How to save money on college if you're a high school student.

- Autumn has a 2002 Kia and is considering refinancing the car a 3rd time to get a lower interest rate but the term would be longer.

- Banks have made $900M in ATM fees.

- The social security train wreck coming.

http://scottalanturner.com/show177

Links mentioned on the show:

ATM and overdraft fees top $6 billion at the big 3 banks

 

Dec 9, 2016

Topics: Who is winning the battle of the robo advisors?

- Costco not-so-special deals for Christmas.

- Taylor asks about 15-year vs. 30-year mortgages.

- Can you have a tax-free retirement by buying universal whole life insurance?

- Eric is a truck driver living the life of nomad and has a question on picking the best funds in his 401(k).

- Adrian is looking for a great job for introverts, quiet, and shy people.

- Toby uses our negotiating techniques to save $800 on furniture.

http://scottalanturner.com/show176

Links mentioned on the show:

Which Robo Advisors Are Best?

The Introvert Advantage

Dec 7, 2016

Topics: Scott finds more bad advice given out by the financial pied pipers.

- Autumn submits a marriage proposal.

- Adam (Minnesota) asks about dividing money between a 401k and Roth IRA.

- Clydeisha wants to leave one of her jobs to spend more time with her son.

- Al (Northern California) asks where to invest for his kids college education.

- Scott gets a great offer that will cost you money.

- Natalie can't make her budget work.

- Tony's only debt is his mortgage!

- Harold (Newport News, VA) asks about refinancing a home to create some buffer.

- Today's show is brought to you by the letter L.

http://scottalanturner.com/show175

Links mentioned on the show:

Utah College Savings Plan

College cost calculator

Lanai Cat Sanctuary

 

Dec 5, 2016

Topics: How to work through pain and suffering.

- Jesse falls for election night market madness.

- Eileen (MA) asks about saving for college and FASFA.

- Abigail is 22 and working at a fast-food job but would like to pursue photography full-time.

- David (Dallas, TX) has an out of state rental property he's deciding what to do with.

- A father's letter to his adult children.

- CC (Phoenix, AZ) has an ARM loan on an investment property and wonders about refinancing or unloading the property.

- Scott rants: no millionaire ever claimed to get rich on credit card points.

- MJ has an offer for a credit card balance transfer and asks if he should take it.

- Al (Northern California) paid off $19,000 in debt!

http://scottalanturner.com/show174

Links mentioned on the show:

A father's letter to his adult children on Thanksgiving

Expected Family Contribution for College Calculator

 

Dec 2, 2016

Topics: What's on your bucket list?

- Mil (Long Island, NY) has a condo and is deciding if it's time to get into rentals.

- D'Arcy is budgeting during the down times.

- Scam alert - billboard advertises guaranteed 700 FICO score?

- Justin (Chippewa Falls, WI) has a patent and is researching white labeling it.

- Steve paid off $27,000 in debt!

- Do you have any money challenges for next year?

- Rebecca (New Zealand) was in a bad relationship and is trying to get back to even.

- Nicole (Orange County, CA) is saving up for a house but doesn't like her savings options.

http://scottalanturner.com/show173

Links mentioned on the show:

Franklin BBQ

My Family On A Budget

 

Nov 30, 2016

Topics: Using real estate investment trusts (REITs) to increase your investment returns.

- Who is Steve Aoki?

- Darby asks if it is better financially to rent vs. buy.

- Make extra money by testing websites.

- Rachel is graduating with a mechanical engineer degree and wants to stay out of debt.

- Stacy is moving two steps forward and one step back.

- Sarah found $50 by changing cell carriers and has a delicious snack recipe.

- Paul (Australia) paid off $50k and now has only a mortgage to pay off and asks if he should pay down the mortgage or invest instead.

- Start your own free library.

http://scottalanturner.com/show172

Links mentioned on the show:

Vanguard REIT Index Fund Investor Shares

User Testing

Little Free Library

Nov 28, 2016

Topics: The pros and cons of buying a new home vs. an existing home.

- Allan (Canada) is trying to automate his savings.

- We're moving to Canada too.

- Mark (Plano, TX) asks about financial lessons for kids.

- The real Japanese Housewives.

- Scott (Hobart, IN) has an annuity and would like to pay off some debt with it.

- Chris paid off $17,500 in debt!

http://scottalanturner.com/show171

Links mentioned on the show:

Nov 25, 2016

Topics: Things to think about when deciding between buying an existing home or a brand new home.

- Kevin asks about how to become a freelancer.

- Sarah has a family of six and asks about financing for a bigger vehicle.

- Using donor advised funds for charitable contributions.

- I is for ice.

- Stacy (San Antonio, TX) asks to Roth or not to Roth.

- Roberto asks how long before a bankruptcy shows up on a credit report.

- Ashley has two (soon three) kids and can't afford Internet access.

- Krystal paid off $24,285.28 in debt!

http://scottalanturner.com/show170

Links mentioned on the show:

Number one mistake car buyers make

Fidelity donor advised funds

Internet access for low income families

Nov 23, 2016

Topics: Our remodel of a 1950's home.

- Justin is deciding between a 529 plan an an ESA.

- Darby has two savings goals to prioritize.

- Kevin has a question about signing up for a 401(k).

- Mayra and her husband have paid off $37,000 in debt!

- Kevin's wife wants to start a business and wonders about paying taxes and getting deductions.

- Taryn (Honolulu, HI) is deciding between a student loan vs. a down payment on a condo.

- Kevin is looking for a safe place to park his emergency fund and earn money.

http://scottalanturner.com/show169

Links mentioned on the show:

Setting up a sole proprietorship

Compare 529 Plan and ESA

Nov 21, 2016

Topics: We are now landlords.

- Tony (Apollo Beach, FL) has significant assets and is concerned about being sued.

- Dan (Limerick, PA) is 35 and asks how much he should have saved in his 401(k) by now.

- Jesse (San Antonio, TX) wonders if the imperial federal government could someday drain her 401(k) to pay for band uniforms.

- Greg (Seattle) wonders about picking life insurance.

- Wil asks if paying 1% to an advisor is worth it.

- Elaine is struggling with higher rent, a car payment, and credit card debt.

- Dolores with another win.

http://scottalanturner.com/show168

Links mentioned on the show:

Nov 18, 2016

Topics: Why you should not prepay funeral expenses.

- Kristin has aging parents who will be meeting with an advisor soon.

- Stephen (Colorado Springs, CO) and his wife are debating how to best use their income.

- Corinne has co-workers who are not happy with her goal of becoming debt-free.

- H is for Haggling.

- Laura's husband is forming a new business and wants to protect himself.

- Nicholas wants to optimize his credit cards.

- Dolores saves $600 on a new vehicle.

http://scottalanturner.com/show167

Links mentioned on the show:

Funerals.org

Federal Trade Commission Funeral Costs and Pricing Checklist

Vanguard Germany

 

Nov 16, 2016

Topics: Do you need a budget?

- Justin (Chippewa Falls, WI) needs a place to save money for his step-son.

- Caleb (Looneyville, WV) is a college student and asks about asset allocation.

- Qoins helps pay off your debt early with the spare change.

- Amanda has $30k in debt consolidation and wants to pay it off.

- Mike (Central Florida) is 50 and asks about investing in an HSA.

- What, me worry?

http://scottalanturner.com/show166

Links mentioned on the show:

Qoins

HSA Testing Period Worksheet

IRA to HSA Worksheet

Nov 14, 2016

Topics: Tips and tricks to getting the most out of your Health Savings Account.

- Bill (Pennsylvania) asks about putting extra money towards a mortgage if he will be moving soon.

- Heather has consolidated debts and can't make her payments.

- Solange shares her financial goals.

- F is for Financial Independence.

- Paul (Down Under) is a money moron and asks if his budget is appropriate for getting out of debt.

- Take chances and get messy.

http://scottalanturner.com/show165

Links mentioned on the show:

Health Insurance Savings for 2017 (Save money on healthcare with HSAs)

 

Nov 11, 2016

Topics: Tips and tricks to getting the most out of your Health Savings Account.

- Fran is 54 and needs to supplement income.

- Leonardo (Florida) has a warning for all landlords.

- Jim (Temecula, CA) might be let go and is deciding what to do.

- Jake (Denton, TX) is deciding on which investment options to pick in a 401(k).

- Take a moment and laugh today.

http://scottalanturner.com/show164

Links mentioned on the show:

Health Insurance Savings for 2017 (Save money on healthcare with HSAs)

 

Nov 9, 2016

Topics: How will you afford your medical bills during retirement?

- Deanna (Seattle, WA) is deciding between saving for a house and retirement.

- Jennifer (Honolulu, HI) is looking for a budgeting plan.

- How should you price your house to sell it as fast as possible?

- Zach (Washington) has to choose between a defined benefit and defined contribution plan.

- Letting go of baggage.

http://scottalanturner.com/show163

Links mentioned on the show:

Health Insurance Savings for 2017 (Save money on healthcare with HSAs)

AARP Healthcare Costs Calculator - http://www.aarp.org/work/retirement-planning/the-aarp-healthcare-costs-calculator/

HSA Search

 

Nov 7, 2016

Topics: You are part of something bigger.

- Rafael (New York, NY) asks about structured derivative products.

- Ray wants to pursue a career in writing.

- Kristen (Hamilton, OH) needs to budget on an inconsistent income.

- Stamp collections as investments.

- Nick is deciding how much house to buy.

- Where confidence comes from.

http://scottalanturner.com/show162

Links mentioned on the show:

Create Your Own Stamps

Self Publishing School

How to budget an inconsistent income

Nov 4, 2016

Topics: Butterflies and BMWs - what is the price of happiness?

- Johnnie (Palm Harbor, FL) asks what percent of your net worth should be in your home.

- Ossie is a college student with $250k in loans she wants to pay off.

- E is for emergency fund.

- Leslie would like my job.

- Matt has access to a Roth 401(k) and asks if a Roth IRA is necessary.

http://scottalanturner.com/show161

Links mentioned on the show:

Benjamin Wallace - The Price of Happiness

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