We look ahead to the next year to set goals for crushing it in your money and life.
- More success stories from listeners
- Travel hacks
- Red alert warnings to be aware of this Christmas season
- Scott answers listener questions.
Listeners share their big wins from 2019. Sure to inspire!
- Increase your lifespan by 4% with this one simple trick.
- How can I get good enough to sell crafts (Paula)
- Is whole life insurance with a long term care option a good buy (Darren Wisconsin)
- I don't understand what to invest in a Roth IRA (Danielle)
- Overcoming the beliefs of others (Angel)
Last minute Christmas ideas to keep from going into debt.
- How much you should spend on an engagement ring.
- Never pay for a mattress again.
- How much do I need in my emergency fund if one of us is unable to work (Alejandra, San Antonio)
- I'm unable to pay bills after a work injury (Michael)
- How can I get ahead if I didn't finish college (Tina)
- What do people do to celebrate being debt free (Queenie)
Mentioned on the show:
Picking stocks like CIA agent Jack Ryan.
- How to stop spending so much on apps (Robin Eastpoint, Georgia)
- I don't know what to do with all this outstanding debt (Holly)
- I hate budgets and get bored (Lily)
- Looking back and giving thanks for our awesome listeners.
- Why Scwab is moving to Texas.
- The best deals on jewelry this season
- The fall of the unicorns
- Another billionaire can't get it right, why do people think they can?
Mentioned on the show:
What are the lifetime costs of all those streaming services you pay for? The answer may cause you to cancel some.
- I’m in crazy debt with an ok job and I’m staying stagnant (Paul)
- We can't afford to get presents for our daughter (P.J., New York.)
- How can I make a living growing vegetables (Matt, Virginia)
- Have you heard of WizeFI (Catherine)
- Vanguard or Betterment for personal advisors (Brett, Facebook)
- Are you covered in case of an accident?
Mentioned on the show:
https://www.marketwatch.com/story/before-you-sign-up-for-disney-this-calculator-adds-up-the-true-cost-of-your-streaming-services-2019-11-13?mod=mw_latestnews&link=sfmw_tw
- Revisiting how millionaires built wealth, from The Millionaire Next Door
- Should I cash out a whole life policy to pay for moving expenses (Miss Tyrannosaurus Flex)
- Brokerage firms get a slap on the wrist for hosing parents on 529 investments.
- How to save money on home improvement projects.
- I have a biotech degree but I'm not sure what I want to do (Promise)
- Why disability insurance is a must-have to prevent a financial disaster
Mentioned on the show:
How to know if a school is worth the sticker price.
- How can I get into forex to invest (Marissa, Springfield, MA)
- Ways to save on eating healthy (Brian)
- Would opening a credit card to increase the utilization help my credit score (Fran, Chicago, IL)
- I'm excited and apprehensive about leaving my company to start my own business (Sasha)
- What is using a mobile wallet costing people?
- For sale - $7,500 picnic set
- RED ALERT WARNING - The anatomy of another investment scam.
Mentioned on the show:
- Why a football player is saving 90% of his income.
- The next big bubble is underwater car loans
- First time advice for new entrepreneurs bootstrapping a business (Megan)
- I'm underwater on a house with 12 years until retirement (Alexandria, Alabama)
- Our side hustle is renting tables and chairs (Jessi)
- How to save money by moving.
Mentioned on the show:
https://www.megaplanet.com/
https://www.kringlecandle.com/collections/black-line
How an artist turned a passion for glass into big money, and what employees and other business owners can learn from that success.
- I'm worried I'm not saving enough because of my $135,000 in student loans (Samuel)
- What can I do to help my boyfriend pay the bills while being a SAHM (Ashley)
- My part-time business made me $12,000 this year (Kiaran)
- What type of investing isn't complicated (Ajah)
- My family keeps eating my food (Taylor Bryan, Texas)
Mentioned on the show:
https://www.megaplanet.com/
https://www.kringlecandle.com/collections/black-line
Companies are now providing full disclosures, but customers will still probably not pay attention to their money.
- Can you rent out a home and still use it a couple weeks a year (Lara)
- I lost $25,000 investing and am trying to get back to even (Mitul)
- Should I trade my car in with 150,000 miles before it breaks (Brock, Illinois)
- Negotiate to save money on medical expenses.
- Sophisticated scammer rips of 1,000 people in Ponzi scheme
- Things no on ever says at the end of their life
- Why your employer cares about your credit score
Mentioned on the show:
How to stay out of debt at Christmas time when shopping for presents.
- I need to come up with $1,000 fast or lose my property (Larry)
- I'm struggling to not live paycheck to paycheck (Felicia, Bahamas)
- We owe $2,000 on a totaled out car (Maura, TN)
- What to do with $3,000 from selling a motorcycle (Yvonne, Wisconsin)
- We're at $1.7M in net worth! A from D.C.
- The herd mentality of online reviews.
- Where to get discount engagement pictures
Mentioned on the show:
What are your superpowers, your Kryptonite, and your blind spots that can prevent you from living life on your own terms?
- Does anyone use an ID theft company (Christine)
- I'm improving my credit score to buy a house (Emily)
- Should I convert my IRA to a Roth IRA (Malerie, Florida)
- When should you refinance a car (Zachery)
- Yes, you can negotiate real estate commissions
- Wear to buy eyeglasses to save money
- Discount textbooks for college
- Cash out a 401(k) to start a business? One person made it work.
Mentioned on the show:
Tips to save when you saving goes against your natural being. How to play offense and defense with your money.
- What should I do with a $10,000 inheritance (Lindsay, Shreveport, LA)
- i still feel like i live paycheck to paycheck (Joey)
- What are money topics that would not freak a boyfriend out (Abrielle, Maine)
- Stay at home mom with $12,000 in debt, how can I pay it off (Denicia, AZ)
- More conflicting advice from Kibble Burger.
- You did invest $1,000 in Chipotle 10 years ago.
- What kitchen appliances could you do without.
- Are 5 year goals necessary?
- Why you probably don't need the new Apple card.
Mentioned on the show:
When should you sell investments if the market is going down?
- How much will your credit score rise and fall from different situations?
- Ask this question to decide on a purchase (Lara, Florida)
- Should I do a Roth 401(k) or Roth IRA (Drew, Ohio)
- Does consolidating to a new low interest credit card make sense (Gianna, Fayettville, North Carolina)
- What is an annuity contract in my retirement plan (Adam)
- Are there any good extended warranties for car if we will be buying one (Shelby, Pocatello, Idaho)
- Getting rich by selling acorns.
Mentioned on the show:
https://www.wsj.com/articles/play-the-credit-score-game-11571832001
People make their own luck. Some more than others. I make a prodigious amount - Raymond Redington
- My job is sucking my soul away (Saru)
- What do people who retire early do for health care (Karl in Phoenix)
- How do we decide if we should sell our house (John, Oregon)
- Is the new Leesa bed worth it?
- Prisoners beat Harvard in a debate.
Mentioned on the show:
https://www.medishare.org
https://www.libertyhealthshare.org/
Millionaires answer, "What’s your No. 1 piece of personal finance advice to young people?"
- Should we care about the resale value when shopping for a home (Caleb, Santa Fe, NM)
- Do we need umbrella insurance if we have debt (Carly, Ambridge,PA)
- The pantry challenge explained (Marcus, Maryland)
- Don't shop hungry! A reminder before getting groceries.
- Scammers fool millennials out of millions of dollars: Here's how
- Walmart skips the front porch and delivers right to your refrigerator starting today
Mentioned on the show:
Jessica Byrne’s tips on how she reached her goal of saving $300,000 — all at the age of 26.
- I'm 63 and have $18,000 in student loan debt (Carol)
- My brother-in-law wants to short a stock. What does that mean (Brian, New York City)
- What should I look out for when dealing with a funeral home (Destyn, Vancouver, WA)
The Truth About Certified Cars
- What one woman is teaching her grand daughter about life
Mentioned on the show:
Funeral Consumers Alliance - https://funerals.org/
- Things to do to keep hackers out of your 401(k) and stealing your life's work.
- I owe $50,000 in taxes (Amanda)
- Is paying a commission every month for an IRA normal (Miguel)
- I'm desperate to learn a different way of doing things (Mindy)
- Stop vomiting money! Pam is committed to getting out of debt.
- How does dollar cost averaging protect from a recession (Raymond)
- Warning about affinity investing
- Check your cable bills for junk fees
Mentioned on the show:
Company settles for $150M but admits they did nothing wrong. What to watch out for when signing up to resell these types of services.
- Using realtors to help getting PMI removed (Tristan, Salt Lake City, UT)
- Is a loan modification a good idea to save on interest (Sarah)
- I'm concerned there is an ETF bubble (Cam, Melbourne, Australia)
- How do we decide if we should take a lump sum on a pension payout (Christi from Corpus)
- Listener celebrates a paid off car!
- FTC restricts 'misleading' Utah-based real estate seminars with HGTV stars
- The latest in mattress wars for a good night's sleep
Mentioned on the show:
AdvoCare Income Disclosure Statement 2017 - https://advocarecorporate2.s3.amazonaws.com/downloads/legal/pdf/IDS_2017_English.pdf
Why are people always trying to keep up with the Joneses (CNBC)
- Should I sell my home to save up more money for retirement (Brooklyn, New York)
- Scott apologizes to the gold nugget goons for implying the are stooopid.
- Should you close old credit accounts?
- What examples are there of living below your means (Seems)
- Best way to save money on a refrigerator (Jaime)
- Do we need title insurance for a new home (Jennifer, Houston Texas)
- How do I budget if I get paid sales commissions quarterly (Khalil, Warwick RI)
- New York is suing insurance companies because they are hosing teachers retirement plans.
- Tips for keeping warm this winter
Mentioned on the show:
https://403bwise.org/
How do you need to save, earn, and at what age to get $1M for retirement?
- Should I sacrifice family and health for a high paying job (Dr. Who)
- What is your take on options trading (Mike)
- Good spending leading to wealth is debatable (Elena)
- Chris is debt free and has a cash-back tip
- Warning about cash value in an insurance policy
- Consumers are getting further underwater on car loans
- What to prepare for when going on strike.
Mentioned on the show:
https://www.wsj.com/articles/the-seven-year-auto-loan-americas-middle-class-cant-afford-their-cars-11569941215?mod=hp_featst_pos1
https://www.amazon.com/Boundaries-Updated-Expanded-When-Control/dp/0310351804/ref=sr_1_1?keywords=boundaries+book&qid=1570026291&s=gateway&sr=8-1
- Beware of not having enough money to pay for something.
- How to check if you should get an extended warranty.
- Is there a way to get help at the IRS for a missing refund (Laurie)
- We're behind on everything and need help (Matthew)
- How can we get rid of PMI on our mortgage (Hana, Akron OH)
- Do I have to pay taxes on a gift to a 529 Plan (Joe, CA)
- Lily pays off all her credit cards!
- My 2nd husband is funding his son's bad spending habits (Brandy, OKC)
- Rachel Ray donates $30M to charity
- The best-cat for a wedding
Mentioned on the show:
https://purple.com/mattresses/purple-bed
https://nfcc.org
Are you willing to put in the work for financial freedom? Scott shares a 60-second motivational speech from Carrie Underwood.
- Daycare costs too much and my husband doesn't want me to get a low paying job (Courtney)
- Is 1/2 my income too much to rent an apartment after a divorce (Alexandra)
- Is there an easier way to budget (Morgan)
- Jobs and careers are often not what people think of
- Are UIT's good for tax avoidance (Ric, Texas)
- How long does it take to improve your credit score?
- Vanguard offers a new discount robo advisor
- TrueCar spamming service
Mentioned on the show:
What are ways to keep from buying stuff you will regret later, or forget you bought to begin with?
- Are people going too car with credit card rewards?
- Where should I get extra disability coverage (Malerie, San Rafael, CA)
- Advice for moving a 457 plan (Missy, Southwestern, VA)
- How to get the contact info for a CEO (Dan)
- How much should we put into REITs if we are in our 20's (General Kenobi)
- What's your take on the Worthy bond investment offering (Chris, Colorado)
- Best college majors for 2019
Mentioned on the show: