Topics: DJ (Union City, CA) has friends telling him an ARM are better than a 30-year fixed.
- Jasmine (Ohio) has a 403(b) and needs to decide on what to choose in it.
- Amazon FireStick.
- Nicholas's girlfriend has student loans to refinance.
- Stu wants to protect his children from identity theft.
- Casi asks about budgeting with Mint vs. Everydollar.
- Paul needs to free up some cash and is upside down on his car.
- Taylor paid off $82k in debt.
http://scottalanturner.com/show124
Links mentioned on the show:
Topics: A brilliant way to make money with your emergency fund.
- Jaylenne is 21 and asks where to save money for her 8 year old sister.
- Dave (Seattle, WA) has a question on dividends.
- Paying it forward.
- Nicholas wants book recommendations for setting up a business.
- Lucas (Canada) is on the path to being debt free.
http://scottalanturner.com/show123
Links mentioned on the show:
Working for Yourself: Law & Taxes for Independent Contractors, Freelancers & Consultants
How To Win Friends And Influence People
Topics: Adult skills every 18-year-old (and adult) should have.
- Sunshine asks about my change of view.
- Trey paid off his car.
- Rafael (New York, NY) asks how to protect your wealth if you get a windfall.
- Laundry hacks to save time and money.
- Troy makes $500k a year and asks if he should use an investment advisor.
http://scottalanturner.com/show122
Links mentioned on the show:
Topics: The ultimate way to reduce your taxes.
- Tyrone (San Francisco, CA) is trying to figure out if he should stop investing to save for a house down payment.
- Steve (IN) asks if America's finances are going to collapse.
- Malia (Tonga) has no savings and needs help.
- Kelly (San Francisco, CA) has $90k in back taxes to pay.
- The dream list.
http://scottalanturner.com/show121
Links mentioned on the show:
Topics: Secret revealed - how a billionaire is paying a lower tax rate than you.
- Justine (Long Island, NY) is a college junior looking to get into investing.
- Good contractors vs. bad contractors.
- Erin (Manorville, NY) has a niece graduating high school and wants to help her be smarter with money.
- The power of nice.
http://scottalanturner.com/show120
Topics: The surprising reason you should do your taxes in July.
- Reuben (Tallahassee, FL) is 25 and looking for financial direction.
- Nate asks about converting a 401(k) to an IRA.
- Jessica's (Alabama) mom is about to come into a large amount of money.
http://scottalanturner.com/show119
Topics: The truth about the taxes you pay.
- Steve's car extra payments are being applied to interest and not principal.
- Area man knows exactly which relatives would be problem if he ever came into money.
- Brian (Pittsburgh, PA) asks if there is a good time to close credit card accounts.
- Danny (Ashburn, VA) wonders if ETFs are better than mutual funds.
- Rafael (New York, NY) gets an explanation of Dimensional Fund Advisors.
http://scottalanturner.com/show118
Links mentioned on the show:
Topics: Surprising (and legal) tax loopholes.
- Jessica cautions about renting cars with debit cards.
- Henrique asks how to avoid bad financial moves.
- Steve asks about having his wife start an online business.
- Charles needs some networking tips for an entry level systems analyst position.
- Frugal, frugal, frugal.
http://scottalanturner.com/show117
Links mentioned on the show:
Topics: The latest get-rich-quick program - binary options.
- Kyle asks about 401(k) distributions.
- Lucas (Canada) wants to reduce his debts and stress.
- New contractor scam.
- Brian (Pittsburg, PA) is trying to get his grocery bill under $250 a month.
http://scottalanturner.com/show116
Links mentioned on the show:
Topics: How to pay zero taxes on your tax deferred retirement accounts.
- Free credit score for USAA members.
- Kevin (Puerto Rico) asks about investing in something other than a 401k.
- April asks if Roth IRA or traditional IRA is better.
- Janesta spends all her money and needs a good hiding place.
- Nisha (Lubbock, TX) has debts to pay off but isn't sure of the proper order.
- Taylor (Birmingham, AL) wants to minimize the burden of student loans after graduation.
http://scottalanturner.com/show115
Links mentioned on the show:
My band's current setlist on Spotify
Should you convert your Traditional IRA to a Roth IRA Calculator
Topics: Tax breaks you could be missing.
- Nicole (Hotlanta, GA) asks if paying down her home is a good idea.
- Dolores (Jackson, MI) is getting ready to pit auto dealers against one another.
- No more deadspots in your home WiFi.
- Jeff asks about switching from a debit card to a credit card.
- Rich and his wife paid off $41,000 in 18-months.
http://scottalanturner.com/show114
Links mentioned on the show:
Topics: How understanding tax brackets can save you big money.
- Tammi gets an offer to be a virtual assistant - is it legit?
- Excellent customer service from 1-800-FLOWERS
- Chris (Dayton, OH) is 43 and is wondering if he is behind on his retirement savings.
- Pat (Hawaii) asks if 457(b) or 403(b) plans are better.
- Can $24 make a difference?
http://scottalanturner.com/show113
Links mentioned on the show:
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: How to pay zero taxes.
- Damien (Parts Unknown) asks about robo advisors and the Motley Fool.
- More athletes defrauded.
- Norman asks is investing in a falling market a good idea.
- Rodion is debt free!
http://scottalanturner.com/show112
Links mentioned on the show:
Topics: Eileen (Massachusetts) wonders if she should bail on her pension for a better life.
- Ginger is organizing finances for the first time.
- Live long and proser.
- Tumelo (South Africa) is empire building and needs advice.
- Kevin is switching jobs and asks about pulling money from his emergency fund to pay off his student loans.
- Miguel (McAllen, TX) asks about switching investment advisors.
http://scottalanturner.com/show111
Links mentioned on the show:
Topics: When should you pay for help?
- Amazon Prime Store Card.
- Kristine is having trouble controlling costs.
- Celeste (Alabama) wonders if her business is worth pursuing.
- Wes (Moscow, Russia) is debt free and looking to create passive income.
- How to make a habit.
http://scottalanturner.com/show110
Links mentioned on the show:
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: How to build a credit score if you don't have one.
- What steps should you take after registering a domain?
- Adam (Austin, TX) earns $140k and is not eligible for a Roth and asks where he can invest for retirement.
- Mike (Petersburg, IL) asks about index funds that pay dividend income.
- Hannah asks does selling an underwater car hurt your credit?
http://scottalanturner.com/show109
Links mentioned on the show:
Fannie Mae Eligibility Matrix for manual underwriting
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: Bryan (Minneapolis, MN) asks about switching to a target date fund.
- Is it a good idea to sell your car instead of trading it in?
- Gail (Lockport, IL) asks what to do with an annuity.
- Lili (London) needs to know what order to attack goals.
- Kelly (San Francisco, CA) is evaluating 529 Plan options.
- Leeh is debt free!
http://scottalanturner.com/show108
Links mentioned on the show:
UESP Investment Option Asset Allocations Table
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: Are you a gambler or an investor?
- Shane (Oil City, PA) is getting frustrated with life and finding a job.
- Is it a good idea to sell your car instead of trading it in?
- The Lone Duck wants advice on selling on eBay.
- Peter (Canada) works part time in finance and wants to change employers.
- Pawan asks about time limitations for investing in Roth IRAs.
- A win from Aubrey (Liberty, TX)
http://scottalanturner.com/show107
Links mentioned on the show:
What is the difference between investing and gambling
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: Is Suze Orman's personal finance advice good or bad?
- Nicolene asks what I would do if I had to start all over.
- Daniel (Chandler, TX) wants a recommendation on getting started with real estate.
- When is the best time to buy a car?
- Adrian has a credit card question.
- High school student pays for college by selling papers.
http://scottalanturner.com/show106
Links mentioned on the show:
Suze Orman on Insurance Investing
14 Reasons to Not Listen to Suze Orman
When is the best time to buy a car
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Sell! Sell! Sell! Buy! Buy! Buy! What should you do about Brexit?
Topics: 5 ways to handle unexpected cash.
- What is the true cost to own a car?
- Brian (Pittsburg, PA) has a fun budgeting question.
- Rob (Los Angeles, CA) is considering paying off his car vs. investing for retirement.
- Danny (Arlington, VA) switched to Vanguard, now what?
- The $8 million janitor.
http://scottalanturner.com/show105
Links mentioned on the show:
Here's how a janitor ammassed an $8M fortune
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: How do you decide if something is a good purchase?
- How to save money on a brand new car by custom ordering it.
- Jared (St. Louis, MO) asks about getting engaged.
- Tracy needs extra income because her husband is unpredictable.
- Justin (Chippewa falls, WI) has some blow money he wants to use for higher risk investments.
- Guinan (El-Auria) has a friend who can't break the broke feeling.
- One thing money can't buy.
http://scottalanturner.com/show104
Links mentioned on the show:
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Have you heard of the Rich Dad Poor Dad training seminar? I attended the free workshop to see what it was all about.
If you are considering going or you want to hear about a fascinating (and profitable) business model, listen to my review before 'investing' any money.
And I admit - the sales pitch was so good even I couldn't resist!
And how does Rich Dad Education compare to paid events like the Smart Money Tour?
Topics: Is a traditional 401(k) or Roth 401(k) better for you?
- Kristin (MA) asks if she should hold or sell EE savings bonds.
- Dusty is deciding on which mutual funds to pick.
- Pete (Tokyo, Japan) asks about ETFs vs Index Funds.
- Jane (CT) has no retirement savings and questions on her life insurance policies.
- Being unconventional in your decisions.
http://scottalanturner.com/show103
Links mentioned on the show:
Calculate the Value of Your Paper Savings Bonds
Traditional 401(k) vs. Roth 401(k) calculator
Personal Capital 401k analyzer
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: How to retire in your 30s.
- Lucy (Falfurrias, TX) is subbing for $5 an hour and needs a better job.
- Kelly (San Francisco, CA) asks about financing private schools for young kids.
- Amazon vs. Walmart - which one is cheaper?
- Dave (Seattle, WA) has a question on investment companies.
http://scottalanturner.com/show102
Links mentioned on the show:
LightStream K-12 Student Loans
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222