Target date funds are the "easy button" for retirement investing. They can take the confusion and research out of investing and let you get back to your life. They can also cost investors a lot of money...in ways most people don't think about (no, not just fees).
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LISTENER QUESTION/COMMENTS
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Should I treat my Target Date Fund as if I'm 30 years old and will be in retirement for decades (Dan)
When tracking expenses how do I avoid double entries (Ray, Texas)
What are the red flags to look out for with insurance (Cathy, Boulder, CO)
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TOPICS
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How to max out your employer retirement plan above and beyond what you may think you can put in.
Student loan pausing is changing, here's how to get out in front of the October 1st deadline.
RED ALERT WARNING: Inflation - who should be worried?
The Olympian using Pop Tarts to go for the gold.
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ENCORE
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Summer Student Loan Debt Help: https://www.meetsummer.org/individuals
Long Term Disability Calculator: LTD Calculator: https://www.guardianlife.com/disability-insurance/long-term-disability-insurance-cost
Get your questions answered on the show: https://GoAskScott.com
Most people have a goal of owning investments that they’re comfortable with. Understanding the difference between risk tolerance and risk capacity will help you achieve your goals and avoid running out of money before running out of life.
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LISTENER QUESTION/COMMENTS
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We are building a mobile home empire. Is it better to go all in on real estate or continue to put money into my 401k/457 (Alejandra)
Is this year or next year better to convert a SEP IRA to a Roth (Andrew)
With the uncertainty of student loan forgiveness, is it better to wait and see what the administration does or just pay them off now (General Kinobi)
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TOPICS
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Travel Alert: What a world wide cruise could cost you.
Fun Facts: Cardiac Sweepstakes
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ENCORE
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Find out your Risk Number: https://rockstarfinancialplanning.com/risk-number/
Get your questions answered on the show: https://GoAskScott.com
Andrew has a product he's seen on Facebook and wonders if it's too good to be true? What are the filters you can use to determine if something is a good deal for your financial future or if it's something that's just going to be a big fat loser for your wallet.
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LISTENER QUESTION/COMMENTS
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Is it better to start converting some of my 401k money to Roth 401k money now (Dan, New Hampsha)
How do I get my wife and I on the same page when it comes to investing (Ned Flanders, Springfield)
I got a new higher paying job and am wondering what should I do with the extra $400-$500 a month in free cash (Barb)
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TOPICS
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RED ALERT WARNING: Capital One, Property Brothers, what are they pitching to unsuspecting consumers?
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ENCORE
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Coming soon: https://rockstarfinancialplanning.com/optimize-401k
Get your questions answered on the show: https://GoAskScott.com
Is there a difference between how much risk someone thinks they can take vs. how much risk science shows they really would be willing to take? And if so, how does that impact your strategy for financial security?
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LISTENER QUESTION/COMMENTS
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Do you have any retirement advice for someone who may not be able to enjoy 30 years of retirement but maybe only 10 because of health issues (Reese)
Does it ever make sense to bet the farm if there is plenty of time to recover (Tobias)
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TOPICS
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RED ALERT WARNING: The financial pirates are at it again with their stocking picking double talk.
Robin Hood is fined a Happy Meal for causing widespread harm to investors.
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ENCORE
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Coming soon: https://rockstarfinancialplanning.com/optimize-401k
Get your questions answered on the show: https://GoAskScott.com
Social insecurity should be the icing on the cake for a well planned retirement. That’s they key - well planned, and well executed. What should we be prepared for depending on our age?
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LISTENER QUESTION/COMMENTS
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Can you explain the 4% rule (Alexis from Texas)
Should I pay down my student loans if they government is talking about forgiving them (Jonah from Portland)
I bought $5,000 worth of Bitcoin when it was at $55,000. I sold it when it hit $30,000, and I’m out. Lesson learned. (Brett the Hitman Hart)
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TOPICS
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Are there some backdoor tricks to getting a house offer accepted in today's sellers market?
Why you need to have an emergency fund for your pets.
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ENCORE
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Coming soon: https://rockstarfinancialplanning.com/optimize-401k
Get your questions answered on the show: https://GoAskScott.com