Topics: Can you pass this retirement quiz?
- Colleen (Oklahoma City, OK) needs advice on getting out of debt.
- Christopher has been stuck in financial limbo and is looking to get out.
- Hannah is a part-time worker and barely making a living.
- How to save big money on your next home.
- Phil (Pittsburgh, PA) has a question on credit cards.
http://scottalanturner.com/show135
Links mentioned on the show:
Social Security Strategies: How to Optimize Retirement Benefits
Topics: What if you work for a bad boss?
- Marilyn (DeQuincy, LA) has deferred compensation from the loss of her husband she needs to rollover.
- Adam asks if he should go international or stay domestic.
- What are hard costs vs soft costs.
- Julie (Kansas City, MO) has some mattress money to do something with.
- How one family is sending 13 kids to college, living debt free - and still plans to retire early.
http://scottalanturner.com/show134
Links mentioned on the show:
How one family is sending 13 kids to college, living debt free - and still plans to retire early
Topics: How do I land an awesome job?
- Colleen is weighing going back to school to increase her retirement savings.
- Dolores has a broken car and asks what funds it gets paid from.
- Introducing Google Express + Costco.
- Amy is leaving her job and wants to maximize retirement savings.
- Scott (Scottsdale, AZ) calls me out on tax savings.
- Who are you surrounding yourself with?
http://scottalanturner.com/show133
Links mentioned on the show:
Topics: Seven items that are worth the extra money.
- Deanna the Dog Walker asks about switching from a Traditional IRA to a Roth IRA.
- AB wonders if he should downsize his home and invest the balance.
- They lied to you.
- Mr Jones needs diapers.
- Alex is 24 and comparing passive investment options.
- Information doesn't lead to action.
http://scottalanturner.com/show132
Links mentioned on the show:
Topics: Where can you earn 13% on your money?
- Kevin (Valley Glen, CA) has a comic book collection worth...
- Susan asks about a rollover 401(k)
- Rob (Bronx, NY) is deciding between paying down a mortgage or investing.
- 5 free activities for the family.
- How to take the boredom out of money management.
http://scottalanturner.com/show131
Links mentioned on the show:
Topics: When should you ask for help?
- Natalie wants to start a thrift store.
- John (Michigan) is tackling debt using the debt snowball.
- Bill (Pennsylvania) wonders if dollar cost averaging is good for lump sum investing.
- Greg (North Carolina) is looking for handyman work.
- Is Michael Phelps talented?
http://scottalanturner.com/show130
Links mentioned on the show:
Vanguard Study of Dollar Cost Averaging vs. Lump Sum
This 23-year-old gave up a corporate job to make $5,000 a month reselling thrift store clothes through an app: http://www.businessinsider.com/poshmark-earning-money-2015-5
Topics: Are you a bad student? I was.
- Michael (Florida) wants to go back to school.
- Justin (Napa, CA) is recently unemployed and has lots of debts.
- Steve and his wife aren't sure about rental properties.
- John has a new side hustle.
- Throwing your heart over the bar.
http://scottalanturner.com/show129
Links mentioned on the show:
College Scorecard: https://collegescorecard.ed.gov/
Special music by Midnight Hour: http://midnighthourmusic.com/
Topics: 8 questions every advisor or investment professional should be able to answer.
- David (Nashville, TN) is researching a home business opportunity.
- Dolores (Jackson, MI) signed up for Upwork and asks about how taxes are reported.
- Michael (Alameda, CA) found his FICO Score is not what he thought it would be.
- Mary has an old 403b to do something with.
http://scottalanturner.com/show128
Links mentioned on the show:
Topics: Renee (Monroe, OH) asks if she should cut up all her credit cards and pay cash.
- Adding value to create financial freedom.
- TJ (SoCal) wants to use a family friend as an advisor.
- Camry is getting tired of living paycheck-to-paycheck.
- David adds a couple points about 401k loans.
http://scottalanturner.com/show127
Links mentioned on the show:
Topics: 5 Things That Are Critical To Your Financial Success.
- Bill (PA) asks about paying off his mortgage early.
- Kyle (Parts Unknown) has debts to pay off and asks about building up an emergency fund at the same time.
- Should students apply for credit cards?
- Undefeated.
http://scottalanturner.com/show126
Links mentioned on the show:
Undefeated, the movie.
Topics: How my cat is making $30k a year.
- R (YouTube) ask about withdrawing money from a brokerage.
- Omid (Camarillo, CA) has an update on a Roth IRA conversion.
- Steve (Austin, TX) wants to know the steps for buying a business.
- J.P. (Oklahoma) wants to break out of the corporate world.
- Adam asks for advice on how to invest $100,000.
- Sandy paid off two credit cards.
http://scottalanturner.com/show125
Links mentioned on the show:
Topics: DJ (Union City, CA) has friends telling him an ARM are better than a 30-year fixed.
- Jasmine (Ohio) has a 403(b) and needs to decide on what to choose in it.
- Amazon FireStick.
- Nicholas's girlfriend has student loans to refinance.
- Stu wants to protect his children from identity theft.
- Casi asks about budgeting with Mint vs. Everydollar.
- Paul needs to free up some cash and is upside down on his car.
- Taylor paid off $82k in debt.
http://scottalanturner.com/show124
Links mentioned on the show:
Topics: A brilliant way to make money with your emergency fund.
- Jaylenne is 21 and asks where to save money for her 8 year old sister.
- Dave (Seattle, WA) has a question on dividends.
- Paying it forward.
- Nicholas wants book recommendations for setting up a business.
- Lucas (Canada) is on the path to being debt free.
http://scottalanturner.com/show123
Links mentioned on the show:
Working for Yourself: Law & Taxes for Independent Contractors, Freelancers & Consultants
How To Win Friends And Influence People
Topics: Adult skills every 18-year-old (and adult) should have.
- Sunshine asks about my change of view.
- Trey paid off his car.
- Rafael (New York, NY) asks how to protect your wealth if you get a windfall.
- Laundry hacks to save time and money.
- Troy makes $500k a year and asks if he should use an investment advisor.
http://scottalanturner.com/show122
Links mentioned on the show:
Topics: The ultimate way to reduce your taxes.
- Tyrone (San Francisco, CA) is trying to figure out if he should stop investing to save for a house down payment.
- Steve (IN) asks if America's finances are going to collapse.
- Malia (Tonga) has no savings and needs help.
- Kelly (San Francisco, CA) has $90k in back taxes to pay.
- The dream list.
http://scottalanturner.com/show121
Links mentioned on the show:
Topics: Secret revealed - how a billionaire is paying a lower tax rate than you.
- Justine (Long Island, NY) is a college junior looking to get into investing.
- Good contractors vs. bad contractors.
- Erin (Manorville, NY) has a niece graduating high school and wants to help her be smarter with money.
- The power of nice.
http://scottalanturner.com/show120
Topics: The surprising reason you should do your taxes in July.
- Reuben (Tallahassee, FL) is 25 and looking for financial direction.
- Nate asks about converting a 401(k) to an IRA.
- Jessica's (Alabama) mom is about to come into a large amount of money.
http://scottalanturner.com/show119
Topics: The truth about the taxes you pay.
- Steve's car extra payments are being applied to interest and not principal.
- Area man knows exactly which relatives would be problem if he ever came into money.
- Brian (Pittsburgh, PA) asks if there is a good time to close credit card accounts.
- Danny (Ashburn, VA) wonders if ETFs are better than mutual funds.
- Rafael (New York, NY) gets an explanation of Dimensional Fund Advisors.
http://scottalanturner.com/show118
Links mentioned on the show:
Topics: Surprising (and legal) tax loopholes.
- Jessica cautions about renting cars with debit cards.
- Henrique asks how to avoid bad financial moves.
- Steve asks about having his wife start an online business.
- Charles needs some networking tips for an entry level systems analyst position.
- Frugal, frugal, frugal.
http://scottalanturner.com/show117
Links mentioned on the show:
Topics: The latest get-rich-quick program - binary options.
- Kyle asks about 401(k) distributions.
- Lucas (Canada) wants to reduce his debts and stress.
- New contractor scam.
- Brian (Pittsburg, PA) is trying to get his grocery bill under $250 a month.
http://scottalanturner.com/show116
Links mentioned on the show:
Topics: How to pay zero taxes on your tax deferred retirement accounts.
- Free credit score for USAA members.
- Kevin (Puerto Rico) asks about investing in something other than a 401k.
- April asks if Roth IRA or traditional IRA is better.
- Janesta spends all her money and needs a good hiding place.
- Nisha (Lubbock, TX) has debts to pay off but isn't sure of the proper order.
- Taylor (Birmingham, AL) wants to minimize the burden of student loans after graduation.
http://scottalanturner.com/show115
Links mentioned on the show:
My band's current setlist on Spotify
Should you convert your Traditional IRA to a Roth IRA Calculator
Topics: Tax breaks you could be missing.
- Nicole (Hotlanta, GA) asks if paying down her home is a good idea.
- Dolores (Jackson, MI) is getting ready to pit auto dealers against one another.
- No more deadspots in your home WiFi.
- Jeff asks about switching from a debit card to a credit card.
- Rich and his wife paid off $41,000 in 18-months.
http://scottalanturner.com/show114
Links mentioned on the show:
Topics: How understanding tax brackets can save you big money.
- Tammi gets an offer to be a virtual assistant - is it legit?
- Excellent customer service from 1-800-FLOWERS
- Chris (Dayton, OH) is 43 and is wondering if he is behind on his retirement savings.
- Pat (Hawaii) asks if 457(b) or 403(b) plans are better.
- Can $24 make a difference?
http://scottalanturner.com/show113
Links mentioned on the show:
To get your free guide How To Save $1,000 In One Week text the word ROCKSTAR to 44222
Topics: How to pay zero taxes.
- Damien (Parts Unknown) asks about robo advisors and the Motley Fool.
- More athletes defrauded.
- Norman asks is investing in a falling market a good idea.
- Rodion is debt free!
http://scottalanturner.com/show112
Links mentioned on the show:
Topics: Eileen (Massachusetts) wonders if she should bail on her pension for a better life.
- Ginger is organizing finances for the first time.
- Live long and proser.
- Tumelo (South Africa) is empire building and needs advice.
- Kevin is switching jobs and asks about pulling money from his emergency fund to pay off his student loans.
- Miguel (McAllen, TX) asks about switching investment advisors.
http://scottalanturner.com/show111
Links mentioned on the show: