Your life in ten financial milestones. See if you land sunny side up or cracked.
- What budgeting software do you recommend people use
- Is investing in my HSA a smart move (Big Brown Bear, Neenah, WI)
- What steps should I take to trade in my car (Raven)
- I'm stuck in online loans, how can I get out of them (Rachel)
- This couple paid off $61,000 in debt. Listen to how they did it.
Mentioned on the show:
A listener asks about Tai Lopez' $500 product and if it's worth the money. Or is it a scam?
- I wish I had your book when I was younger (Dave)
- Does compound interest work if you have different accounts vs. one account (Katlego, South Africa)
- What important documents should be kept (Tonya)
- What's something most beginner budgeters forget (Grayson, Arizona)
- Introducing the new Walmart rewards credit card
- How to save money on checked baggage
- What would Buffet's first investment be worth today?
- How can I find out about my husband’s 401(k)
- Former NFL hopeful launches new career with barbecue restaurants
Mentioned on the show:
Scott yells at a customer service rep (oops) and shares how to get rates lowered on utilities and services so you can save big money.
- Moving to California, should I switch banks now (Kevin, Austin, TX)
- What Vanguard funds are used for the All Weather Portfolio (John)
- I'm widowed and was let go at my job as an accountant. How can I get my business ramped up (Joey)
- Is it better to do a Roth IRA or Roth 401(k) (Andrew, Cincinnati, Ohio)
- What do you think of Tai Lopez' products (Andre)
- One celebrity that downsized and is happier about the decision
- Is using TrueCar worth your time?
Mentioned on the show:
Why are some people so judgmental about other people's finances?
- Solved - why don't they teach money in school
- Refinancing and shopping around my student loans saved money (Leo)
- I need good advice regarding options trading (Ron)
- What should I do with a $19,000 inheritance (Stephanie)
- As a 59-year-old what should my investment allocations be (John, Valley Springs, CA)
- Red Alert Warning - rent scammers are finding new ways to rip off people
- Are you taking on too much risk or not enough risk because of what an advisor says?
Mentioned on the show:
https://www.usatoday.com/story/money/2019/09/06/personal-finances-why-judge-other-peoples-money-habits/2220807001/
What is the secret of 'adding value' and earning more?
- Geocaching as a free activity
- How often should you be spending money and saving money (Sir Joke, Twitter)
- What should I do with an old 401(k) (General Kenobi)
- Is it better to invest everything in a target date fund (Kim, Boston, MA)
- How can I make multiple streams of income for a media production company (Emmanuel)
- Should I take a lump sum payout for my pension (C3PO)
- One NFL player and how he budgets
- Millennial women, take better control of your financial futures
- What is an authorized user on a credit card
Mentioned on the show:
Looking back on history can provide some gratitude we live in modern society. Scott shares a story from Scotland about how people lived 500 years ago.
- How can I become a financial advisor (Steven)
- Can I apply for an HSA on my own (Rory, Michigan)
- Should I divide my savings between bonds and a bank (Dean)
- Inspiring story of one pizza place helping feed the hungry with great pizza
- Travel tip - getting upgrades for cheap
- Travel tip - watch out for multi leg journeys
- Scott rants on the food and beverage industry's sales tactics
Mentioned on the show:
More evidence that you (YOU) can build a million dollar 401(k) or IRA
- Can I add my 13-year-old to my credit card to help her build a credit history (Dan)
- Where can I go for simple investment management (Courtney, Santa Cruz, CA)
- I'm not using the cash envelope system to buy gas (Heather)
- If you don't have cash, how do people pay for an emergency (Dorothy, Canada)
- What do you think of junk bonds for income generation (Daniel, Live Stream)
- Simple ways to save money on...
- How to invest if you're worried a recession is coming
- More quick and easy meal tips
- Scott son learns a lesson in responsibility and paying for mistakes
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
How you can enjoy friends and family and still maintain frugal values.
- Buying an RV? Buy used to get a deal.
- What's better for emergency funds, a money market or online bank (Curt)
- Is daily dollar cost averaging too extreme (Anon-o-mouse)
- What can we do to avoid our pension not paying out (Cassandra, Oklahoma City, OK)
- What was the Comcast low cost Internet service (Kristin)
- Just paid off my car! (Sue, Sacramento, CA)
- Yes, you can throw together a meal in just 5 minutes
- How to avoid foreign transaction fees
- 6th grader collects 1,500 pounds of peanut butter for the needy
Mentioned on the show:
Comcast internet essentials - https://apply.internetessentials.com/
Using tax lots to minimize taxes: https://www.investopedia.com/articles/05/taxlots.asp
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
What steps can you take to prepare for the next recession?
- Are Plae sneakers worth the extra cost?
- Are people using 'business' as an excuse to pay more for food delivery
- An update on Legacy Box and how they are handling Scott's problem order.
- Should I close down my unused credit cards (Brian, Phoenix, AZ)
- How can I help my son from overdrafting his debit card (Mike)
- Pros and cons of lease to own a house (Grady)
- I have the option to take a severance package. What should I consider when deciding (Hannah, Montana)
- One of our listeners has published a new book of poems called Garden of Ravens
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
With borrowing cheaper than ever, becoming the Joneses has never been easier. Scott explains why wealth is often an illusion.
- How can I make my money work for me as a 20-year-old (Mason)
- What are your thoughts on tuition insurance (Selena, Potomac, IL)
- How can I get my dad to have a will (Vanessa, Lincoln, NE)
- If I don't escrow my property taxes what should I watch out for (Lisa)
- No, nothing is plummeting except people's brains.
- Where to find deals on government seizures.
- From fired to a great business. Why bad things aren't always bad.
Mentioned on the show:
Money Quiz - https://usatoday.secondstreetapp.com/061919-Financial-Literacy-Quiz/questions/2187899?allow-full-viewport=true
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Yet another person who claims Tesla Model 3 electric car is 'saving' them money. Scott rants on why people can't do math and then wonder why they have no money.
- How should I spend a windfall from an inheritance (Taylor, College Station, TX)
- What can I do about a surprise bill I forgot was coming (Jenae, Georgetown, IL)
- Can you explain my daughter's 529 plan (Megan, Cincinnati, OH)
- What can I do about back taxes I owe (Miranda, Arlington, Virginia)
- How do people divide up their saving for cars and repairs (Henry, Houston, TX)
- Red Alert Warning - college students scammed by another college student
- From debt free to making another $1,300 a month at a new side hustle.
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Why making small sacrifices now will lead to huge- HUGE - benefits later on.
- Should I use my emergency fund to pay off the rest of my student loans (Crystal, FL)
- What's the best way to learn about investing if I'm 70 (Ginger)
- My brother will not stop borrowing money from me (Andrew, Plymouth, Massachusetts)
- What are the biggest ways to save on a wedding (Mckenzi, Parts Unknown)
- Should I sell some stock because of what's going on with China (Colby, Dartmouth, MA)
- Why an expert can help with buying a house or land.
- Lynda.com may be available online at your local library for free.
- The artist catching fire at 85
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Today we have proof positive even the 'experts' are lousy investors. How to avoid their 'expertise' so you can keep your hard earned money and watch it grow.
- What are the risks of buying a vacation property in another country (Beach Dreamer)
- How can I sell my business?
- When should I stop helping friends and family (Rick, TX)
- Why I moved from a roboadvisor to a brokerage (Gandolf)
- I can't figure out what my next career should be (Alice, United Kingdom)
- Buying a home? This mortgage mistake can cost you.
- New $10 Internet plans for low-income households
- Tom Brady on having one life to live.
Mentioned on the show:
https://www.foxbusiness.com/personal-finance/homebuyers-save-money-mortgages
https://techcrunch.com/2019/08/06/comcasts-10-internet-plan-opens-up-to-all-low-income-and-disabled-americans/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Sarah is spending all of her money and is wondering why she is feeling so frustrated. Scott has the simple solution.
- What to do with an old 529 plan (Nicole (Tallahassee, FL))
- What's going on with my alternative investments (Sawyer, Cheyenne, WY)
- What are the penalties if I collect social security early (Gilbert)
- What jobs allow me to work out of the country and have an income (Rachel)
- My annuity fees are too high (Linda)
- Are you falling for financial decoys?
- The trick that makes you overspend.
- Where to get a free FICO score (Lara)
- The importance of having a CLUE
Mentioned on the show:
https://www.bbc.com/worklife/article/20190801-the-trick-that-makes-you-overspend
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
The 2019 Personal Finance Scholarship Winners are announced, along with their amazing money lessons we can all learn from.
- Is paying more for premium dog food worth it in the long run (Stuart, Washington)
- Should I go back to a 9-5 or become a blogger (Jason)
- I'm over being the lender and not the borrower (Lakisha)
- Using food to figure out an investing strategy (KC, West Virginia)
- Separate accounts aren't really separate accounts in the eyes of the law.
Mentioned on the show:
NFCC.org
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
How did a company convince a 90-year-old couple to buy a $150,000 timeshare?
- I keep falling into debt and can never get back up (Cody, Saskatchewan)
- If I use Credit Karma for credit monitoring do I need anything else (Andrew)
- My business income is down and cash flow is bad (Timothy)
- PayPal transferred money to a closed bank account and now I can't get it back (Jacinda, TX)
- How can I pick the investments for a 401(k) and IRA (KC, West Virginia)
- A new option for cord cutters to get away from Dish and DirectTV
- How to know if the sky is falling and what to do about it
Mentioned on the show:
https://www.consumerreports.org/tv-service/orby-tv-satellite-tv-service-is-targeting-cord-cutters/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Questions everyone should ask before making a big financial decision. Even if you're debt-free.
- What should I do with a $35,000 inheritance so it's not reported on FASFA (Nina, Orlando, FL)
- How can I start investing in real estate with $5,000 save up (Joel)
- Where can I check my credit score after I've consolidated some loans (Jay)
- How to get your credit score (FICO score) for free.
- Facing an eviction this person keeps their hopes up (Taylor, Ohio)
- Listener tip to get rid of your spare change for free (Amy)
- 16-year-old Katie starts a business to pay for a trip to Disney for her and her mom.
- Warning! Capital One accounts have been hacked.
- IRS is warning cryptocurrency sellers to pay their taxes.
- Dangerous changes are coming to 401(k)s.
Mentioned on the show:
Free Discover Card Credit Score - https://csp.discover.com/free-credit-score/index.html
https://www.federalreserveconsumerhelp.gov/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
The answer to the question of how to make money fast with all the different investing options. The secret revealed!
- What do you think of the new Betterment savings plan (Ozzy, Oostburg, WI)
- Is property tax protesting a way to save money
- Are you entitled to money from the Equifax security breach?
- Is there ever a benefit to leasing a car (Fabian)
- Can you explain the cash envelope system (Aria, Boulder, CO)
- What should I do with restricted stock units (Lloyd, Cincinnati, OH)
- 23 year old pays off $20,000 in debt in one year
- Financial advice for a 16 year old (Lindsey)
- Another warning for pension holders
Mentioned on the show:
Get 4 years of free credit monitoring - https://www.equifaxbreachsettlement.com/
https://www.cnbc.com/2019/07/17/how-to-pay-off-20000-in-debt-in-one-year.html
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
The good and the bad of personal finance magazines and the information they give to readers.
- What do you think of how I'm managing sequence of return risk (Mike, Winnipeg, Canada)
- Best way to wrap coins (Jennifer, Facebook Group)
- Are street signs for temp help legit (KZ)
- What questions should I ask a potential financial advisor (Ric, San Antonio, TX)
- I need some guidance on switching annuities (Linda, Virginia)
- Why 401(k) fees matter
- Are Oreos Part of a Mindful Diet
- One former NFL player is teaching kids how to fish.
- While another former NFL player may be going bankrupt
Mentioned on the show:
Teach a Child To Fish: tactf.org
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
When a bunch of people who started with nothing and are now millionaires come together, what do they talk about?
- How can I earn money for a car if I'm 12 years old (Alia, UK)
- Should I pay down my house if I plan on moving in 5-10 years (Matt)
- How I got my husband on board with the budget (Edwina)
- What budgeting software do you recommend and why (Edith)
- I'm getting evicted in two days, what should I do (Taylor, Ohio)
- Scott's daughter joins the show to discuss loaning money
- Use the Walmart app to help track your spending
- Travel tip to save on cruise excursions
- Red alert warning: Student loan scams
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
What are the tricks, traps and tactics salespeople and marketers use to get our money? Learn to recognize and fall for them.
- How should you budget for pets (Lindsay)
- How can I figure out my investment returns over time (Ross)
- My father-in-law is butting in our finances (Noah, New Mexico)
- My wife and I are debating 401(k)s vs Roth 401(k)s based on our tax bracket (Mohammad)
- How do you choose between two different financial advisors (Sara, California)
- What's can I do to settle an $18,000 debt that is in collections (Elissa)
- Beware of tire damage warranties at car dealers
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Making big purchases can be exciting and fun! It can also lead to stress and less wealth. Here's how to make the wise choice.
- When is the best time to get a teenager a credit card (Joe)
- What are some last minute interview tips (Antoinne, Atlanta, GA)
- How can I insure a baseball card collection (Presley)
- How can I stop splurging (Amaya, Kentucky)
- My husband won't cut cable because of sports (Raegan, Jacksonville, FL)
- Can I refinance a car I just bought (Athena, Maine)
- How to save money on A/C bills
- Have you done your mid-year tax review?
- Never take advice from Jim Cramer on picking stocks
- The benefit of owning a home to build wealth is forced savings
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
"Why would you pay full price for a funeral so someone else can laugh all the way to the bank?" - Lincoln
- Are certified used cars worth the extra money (Rodrigo)
- How does Habitat for Humanity work to get a house (Batman)
- Should I let my brokerage reinvest dividends (Mike, Zimmerman, MN)
- Is there a good way to teach teens how to handle a debit card (Garrett)
- Thanks for the tips on balancing spending and saving (Miguel)
- Deals on SUVs and crossovers are available for car drivers
- Why you need to diversify your skills
Mentioned on the show:
Funeral Consumers Alliance - https://funerals.org/
Greenlight Debit Card - https://www.greenlightcard.com/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
What question in your life have you been asked that changed your way of thinking?
- I can't afford my apartment and am already working double shifts (Alyssa, TN)
- How can I afford paying for college (Anne)
- Money hack for paying monthly bills (Theo)
- How do I help my 16-year-old-son manage his paycheck (Olive, Canada)
- How can I get a secured credit card after a bankruptcy(Remington)
- What is the right order to invest in for a 401(k) and Roth at age 51 (Katelynn, Canton, OH)
- Questions to ask before cancelling a credit card
- Bartending as a side hustle
- It's New Summer's Resolution Day!
Mentioned on the show:
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
If you only have the minimum amount of car insurance, you don’t have enough.
- How to decide if a car is safe enough to buy (Dante, New Jersey)
- Are there university courses you should take to set yourself for better finances when you graduate (Vashni, Ontario, CA)
- How can I avoid student loan debt if I don't have enough money (Lauren)
- Should I get the 15% employee stock purchase plan discount if the stock has to be held for one year (Daniel)
- Where to get renter/home owner insurance.
- What is the true cost of a bad credit score?
Mentioned on the show:
Lemonade Insurance - https://www.lemonade.com/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs