What do people with more time, money, and better schedules have in common?
- I am no longer scared of my debts (Sophia)
- Should you invest your emergency fund to keep up with inflation (George)
- Is there a way to avoid convenience fees when paying them with credit cards (Lara)
- Best way to open an HSA (Legolas)
- What does deferral mean in a 401(k)
- What should I do with a TSP once I leave the federal government (Walt, California)
- Watch out for fake diamonds.
- 25-year-old hairstylist makes $280,000 a year.
- Should we use our savings to pay debt or cash flow college (Kenobi)
Mentioned on the show:
HSA Eligibility - https://www.irs.gov/publications/p969
https://www.cnbc.com/2019/05/23/how-a-25-year-old-hairdresser-making-280000-dollars-in-detroit-spends-money.html
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Some people think the stock market is a Ponzi scheme, and they will lose all their money. Here's the truth about stocks.
- The real way to get a good night's sleep.
- My CFP wants me to move money from my TSP to Ameriprise (Laura)
- What's your review of Grant Cardone and Cardone Capital (Chris, New Jersey)
- What's the best online savings account (Ariana)
- Which of my student loans should I pay off first (Alejandra, San Antonio, TX)
- Where can I research companies to invest (Chase, Instagram)
- Would you comment on the subject of bitcoin (William)
- Red Alert Warning - Quest diagnostics had patient data stolen for 12 million people
- Coca-Cola will pay you $10,000 for the best-ever flavor combination.
Mentioned on the show:
Grant Cardone Exposed - https://www.youtube.com/watch?v=7hHI6kYz9So
COOP Pillow - https://www.amazon.com/gp/product/B00EINBSJ2
Coke contest - https://www.cnbc.com/2019/05/31/coca-cola-is-offering-10000-if-you-create-the-best-new-drink.html
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
It's the easiest money you'll ever make! Or is it the easiest money you'll ever lose? Another Scaminar exposed.
- What do I do with an old 401(k) if I'm changing jobs (Andrew, Cincinnati, Ohio)
- How do we start our finances off the right way in marriage (Stanley)
- How much debt is ok to have before buying a first house (Alejandro, Tyler, TX)
- My daughter is taking out some student loans, so what amount is reasonable (Coco)
- Can't get ahead as a single parent with one income (Kai, Nashville, TN)
- Are there hidden costs when investing with ETFs?
- Do you suffer from stinkin' thinkin'?
Mentioned on the show:
Are free investments really free - https://www.fa-mag.com/news/the-hidden-danger-of-zero-fee-etfs-44514.html
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
What do you do when people in your life don't believe in your dreams? Can ordinary people really build wealth?
- What to consider when picking a 529 college savings plan
- I was let go of my job. How should I handle my money until I find a new one (Ed, Columbia, SC)
- How to setup a business partnership (Anthony)
- Is it a good idea to rent a vehicle before buying (Colleen)
- Did you know Lada Gaga was once bankrupt?
- How can you watch local news without cable?
- Should I take out Roth money to buy a rental mobile home (Retirement Cash)
- I'm having trouble with my credit and income (Cassidy)
- How can I make money at forex (Kelvin)
Mentioned on the show:
Mt. Everest line - https://www.usatoday.com/story/news/world/2019/05/27/mount-everest-deaths-overcrowding-blamed-string-fatalities/1249611001/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Yes, you can become a millionaire on a teacher's salary. Andrew Hallam did it in just 17 years.
- How do you save money on appliances if you move into a new house (Marcy, West Adams, CO)
- How should help our 10-year-old grow his business (Rosalyn)
- More 401(k) administrators getting fined for pushing people into higher priced products.
- Generation Z - Kylie's thoughts on money.
- A simpler way to separate finances after a divorce.
- I'm 58 and having trouble finding work after moving (Ray, Austin, TX)
- How can I be disciplined when investing in myself while working 9-5 (Sherrin)
- Is there any hope for my husband who has been out of work since the fall (Lori)
- Be wary of the get-rich-quick people that try to hang around with you (Valenti, Youtube)
Mentioned on the show:
Retirement reinvention - https://www.amazon.com/Retirement-Reinvention-Make-Your-Next/dp/0143131915
Edward Jones settlement - https://news.bloomberglaw.com/employee-benefits/edward-jones-gets-ok-for-3m-settlement-in-401k-lawsuit
Collaborative Divorce - https://family.findlaw.com/divorce/how-a-collaborative-law-divorce-works-faq-s.html
Millionaire teacher - https://www.cnbc.com/2017/04/28/how-one-teacher-became-a-self-made-millionaire-by-age-36.html
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Doing work that feels beneath you always pays off in the end.
- How to save for Christmas gifts this year (Olivia, Kentucky)
- How to negotiate a medical bill (Emily)
- What can we cut back on to save money (Riley, Vermont)
- How much should you pay for a wedding ring
- How can I save up for my own place after graduating high school (Austin)
- Should I sell my rental home in another state (Michele, Florida)
- Are CBD companies a good idea to invest in (Chase, Minnesota)
Mentioned on the show:
Advice for grads - https://www.wsj.com/articles/my-advice-to-grads-start-mopping-1527518588
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Some tips and apps to quickly and easily save on food.
- We just paid off our $18,000 kitchen remodel (Brian, Minnesota)
- Should my 23-year-old be investing (Paula)
- How to help my brother who is bad with finances get on a budget (Mason, Omaha, NE)
- Should I use extra money from my side gig for debt payments or to use on my car (Darcie)
- What do we do when we sit down to work on our budget (Sky, Houston, TX)
- How do you publish a book (Psy)
- What amount of money should we tithe now that we are out of debt (Carter)
- How do I rebalance my 401(k) (Arthur, Tuscon, AZ)
- Watch out for PayPal not sending you alerts.
- How much money can you save between a community college and state university
- Did you know you are in the 1%?
Mentioned on the show:
Global Rich List - http://www.globalrichlist.com/
Ibotta - https://ibotta.com/register?friend=VSHIWRL
Checkout51 - https://www.checkout51.com/
BerryCart - http://www.berrycart.com/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
Not only do have to put your money in the right stuff, it has to be in the right place too, and spent at the right time.
- How to budget on an irregular income (Zoe, Toledo, OH)
- Are secured credit cards good to rebuild credit (Sophia, Florida)
- My husband is investing with a margin account and I'm worried about what could happen (Chloe)
- I met with a financial advisor that's pushing commission based investments. What should I look out for (Erin, Plano, TX)
- How can my 18-year-old build her credit score (Charlotte)
- Warning for travel hackers on getting points from new credit cards (Logan, Australia)
- How to rebalance a 401(k) if you have company stock in it (Arthur, Tuscon, AZ)
- Should you tithe on gross income or your take home paycheck (Carter)
- Remember to shop for insurance, even if you have an escrow account (Dustin)
- Ways to appear wealthy even without being wealthy.
Mentioned on the show:
Traveling guide services and experiences - GetYourGuide.com
Look rich tips - https://www.thinkadvisor.com/2019/05/14/10-ways-to-appear-wealthy
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
When you get clear on what you want, it’s easier to disconnect from what you don’t.
- How to research a good used car (Liza)
- I've lost momentum on my debt-free journey (Amber, Facebook)
- What brand of children's shoes last a long time (Corey)
- How to diversify outside of retirement accounts (Gandolf)
- How much money would be good to open a savings account for a 7-year old (Cassandra)
- Watch out for extra costs when buying a condo.
- You called it right on Helium (Allison)
- Tax efficiency of ETFs vs. index funds (Tom, Florida)
- What is a good balance of stocks and bonds if you have a pension (Harriet, Washington D.C.)
- Should we stop saving for retirement to save up for a house (Hannah, Connecticut)
- Are there regulations on who can be a financial planner (Stuart)
Mentioned on the show:
https://www.fidelity.com/learning-center/investment-products/etf/etfs-tax-efficiency
https://www.bloomberg.com/graphics/2019-vanguard-mutual-fund-tax-dodge/
Get The Complete Guide To Saving Money
FREE printed copy of Scott's new book - How to Save $1,000 This Week: http://bit.ly/2w30ZWs
The average American spends $18,000 a year on nonessential items, and people were not happy when other out-of-touch dinosaurs told them how to spend their money.
- Should my 50-year-old dad pick a Roth 401(k) or regular 401(k)(Legolas)
- We are struggling to pay off a home renovation (Rebecca)
- I feel guilty about taking vacations while paying down debt (Vincent)
- Should I pay off my car if the interest is the same as what I'm getting in my savings account (Anna)
- Can you front-load a 529 College Savings Plan (Anon)
- Best way to save for retirement in Canada (Denise, Nova-Scotia, Canada)
- Should I invest in a 401(k) if I already have an ESOP (Tony, Ohio)
- Thanks for writing a book my husband would read (Lori)
- Using apps to avoid toll roads
- Red Alert Warning - crypto-scams
Mentioned on the show:
You don't need that: https://www.usatoday.com/story/money/2019/05/07/americans-spend-thousands-on-nonessentials/39450207/
Front loading 529 College Savings Plans https://www.irs.gov/pub/irs-pdf/f709.pdf
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
https://podcasts.apple.com/us/podcast/hips-dont-lie-and-neither-do-budgets/id1053256064?i=1000437632123
Beware of the people who will say anything to get your attention, it could cost you big money.
- Where should someone put $25k for a niece (Legolas)
- I the federal government defaults on their loans, how would that event affect the stock market (Angie)
- How can I earn money without investing (Jenna)
- How can I increase my income as a piano teacher (Bill, Pennsylvania)
- Where should we put $180,000 we'll need in a couple years for a new house (Brenda)
- We have a goal of hitting $100,000 in savings (Matt)
- Consumer protection alert - Watch out for this new robocall scam
- Are you eating real rice or fake rice?
Mentioned on the show:
New robocall scam - https://bgr.com/2019/05/07/robocall-scams-one-ring-call/
What is rice - https://www.wsj.com/articles/in-louisiana-a-fight-over-whats-rice-11556616601
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Most people are excited the new economy is going to fix everything. Should people be optimistic?
- How am I doing on saving (Erin, LA)
- How do I move my old 401(k) (Juan)
- A beginner's guide to IPOs (and why you should avoid them)
- We had to move quickly and it took some of our savings (Wren)
- Is there a faster way to pay down student loans (Paige)
- How do I setup and put money in an emergency fund (Emmanual, Uganda)
- Why a good night's sleep (on a good mattress) is a good investment.
- Jen shared her emergency fund name to keep her inspired
- My wife will receive an inheritance and I don't think she'll want to pay down all of our debts with it (Bernie)
- Kanye West shows you can be stylish on a budget
- Are you being taken advantage of by people in suits?
Mentioned on the show:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
- Joe Jonas and Game of Thrones actress Sophie Turner got married for $600 and swap candy rings.
- Product cost review of the sous-vide
- Story of turning financial situation around (Corey)
- How else can I diversify my investments (Chris, Pensacola, Florida)
- Was it a good idea to cancel my dad's life insurance policy (Jules, Quebec, Canada)
- Should I switch to a Roth 401(k) (Maria, YouTube)
- What's the best way to fly and save money (Lara)
- Am I right to pay taxes now rather than later (Brian, YouTube)
- Scott Rants - why don't people lift a finger for themselves?
Mentioned on the show:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
How small changes in your living situation can add up to massive wealth over time.
- Is phone insurance worth buying (Matt)
- Where should I put my yearly bonus (Horatio, Ft. Worth)
- What amount of money do I need to retire in 20 years (John, St Paul, MN)
- Fidelity Signature Rewards card to build up your investments (Marty, California)
- Should I pay off my car or buy a pre fabricated home and rent it (Ryan, Portland OR)
- Should I go back to school to invest in myself (Brady)
- Shopping around home closing costs saves one listener $7,500 (Alex)
- Scott reports back on an online service to backup your old media.
Mentioned on the show:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Would you pay $1,000 for a fancy credit card just to be seen? Some people would.
- Should we look at a bigger house if we aren't ready to buy (StarLord)
- Where should I put my IRA (Han Solo, California)
- When is it too late to contribute to a 401(k) (Star of Mine)
- Is there better places to put emergency funds to earn more interest (Mike)
- Should I be worried about the future (George)
- Do I have too much money in my emergency fund (Andrew, Cincinatti, OH)
- My CFP we're behind on our retirement (Brett)
- Are there ways to hide money from an ex-spouse (Batman, Gotham City, NY)
- My bad rental house experience turned out to be a good thing (Ma-ah-K-N-Z)
- Finding a business idea from an aging grandparent.
Mentioned on the show:
Napa Valley Olive oil experience https://www.darioush.com/be-our-guest/sensory-sessions-olive-oil
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Healthcare for pets can cost a lot of money. At what point does it cost too much?
- Is pet insurance worth it?
- Should I plan on having my student loans forgiven (Chris, Savage, MN)
- Are leveraged funds a good investment (Iain, Facebook)
- How can I prepare for future health care costs (Beth, Michigan)
- Should I cancel my whole life insurance policy (Eric)
- After COBRA expires what health insurance should I get (Malinda)
- Should parents help their children instead of save for retirement
- Paypal has changed its transfer terms (Red Alert Warning)
Mentioned on the show:
Pet insurance study - https://www.washingtonpost.com/lifestyle/home/is-pet-insurance-worth-it/2018/10/23/64ff3dfa-ccb1-11e8-a3e6-44daa3d35ede_story.html
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
How much house should you buy based on your income (Jen, New York)
- What type of insurance protects an LLC (Cindy)
- Check your sprinklers to save on your water bill
- How one NFL prospect is making lemonade out of lemons (for free)
- What is the best way to build money outside of retirement accounts (Rachel)
- How to proritize debt and a new house (Dr. J)
- How much should a will cost (Andy)
- How can I pursue my dream of music (Dominic, Alabama)
- What are the priorities for a 50-year-old with no savings (Kim)
- Are you taking advantage of employer perks
Mentioned on the show:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Half of people would end up living in a van down by the bridge because of a financial disaster. Here’s why you should think about your future.
- Travel hack to save on food (Valeria)
- What is the best time to buy a used car (Ariana)
- Converting 401(k) to a Roth while still employed (Josh)
- We're slowing down our debt payoff to prepare for a new baby (Ann)
- Is a 401(k), Roth 403(b) or 457 better to put bonds in (Matt)
- How much you know (or don’t know) about long-term care, Social Security, IRAs, investments, and life insurance?
- What is the best option between mutual funds and index funds (Matt)
- Should I slow down my retirement savings to build my emergency fund (Mike, Marina Bay Richmond CA)
- These are not the cookies you're looking for.
- Can you pass this retirement income quiz?
Mentioned on the show:
Best time to buy a car - https://scottalanturner.com/when-is-the-best-time-to-buy-a-car/
Retirement Income Literacy Quiz - https://retirement.theamericancollege.edu/for-consumers
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
One of my friends had a loss of income topped off with big medical bills. Listen to the a plan to take her from surviving to thriving.
- How do you not get complacent with your budget and daily goals (Dustin)
- What index funds are available for Norway residents (Mikael)
- Is there anything else I can do to minimize my tax besides maxing out my 401k, HSA, and IRA (Sam)
- Should we pay off our house before retirement. We owe $173,000. (Jodie)
- Are mastermind groups an expensive risk (Jim, Central New Jersey)
- Be aware of pension shortfalls (Red Alert Warning)
- My credit card bills keep rising. How can I pay them off faster (Christopher)
- I had no idea what we were paying for fees and now I do (The Dog)
Mentioned on the show:
Where is the Pension Money - https://www.wsj.com/articles/why-the-longest-u-s-bull-market-has-failed-to-fix-the-nations-public-pensions-11554888600
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Warning for everyone on what can go wrong when you do not do proper estate planning, and ignore risk while focusing only on returns.
- How to get the product return you deserve and not deal with customer service
- Is it possible to invest cash and get a 10% return (Mark)
- Reasons we are working on more side jobs to pay down debt (Colleen)
- What's your take on ethical investing (Doctor Crusher)
- If my child grew up as a cartoonist, would I have failed as a parent (Harry)
- Do I really need a financial advisor (Chewbacca, Colorado)
- Tips on growing a small business (Brian)
Mentioned on the show:
Blooom - https://www.blooom.com/
Rent The Runway - https://renttherunway.com
Powerball winner sues son - https://abcnews.go.com/US/wireStory/powerball-winner-90-sues-son-money-invested-poorly-62333046
International index funds for Norwegians - https://www.dnb.no/en/personal/savings-and-investments/funds/prices-intl-equity-funds.html
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
Watch out for these warning signs that your financial plan is built on quick sand and not solid rock.
- How to say no to a life insurance sales rep (Miguel, CA)
- Should I pick two target date funds if I don't know when I'll retire (Legolas)
- I'm in debt and don't know where to go (Kim)
- How can I grow my clientele (TiQuisha, Hotlanta GA)
- How to stop online shopping habits (Christine)
- Warning from a listener about getting the right insurance (Scooby Doo)
- Tax saving tip from Sunshine on getting the right deductions
Mentioned on the show:
NFCC.org - https://www.nfcc.org
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
When it comes to your money these are five financial mistakes to watch out for so you can build wealth faster.
- In the band: Sam has more zeros in his bank account
- What should you look for when buying life insurance (Kevin, Roswell, GA)
- Your words are valuable to pass on to our kids (Barbara)
- How to keep from going over budget (Frank)
- How to recognize bad money advice (Jason)
- How can we help our family change their money habits (Mike)
- How do you get a partner on the money saving train (Bjorn, Sweden)
- How to avoid getting tricked by salespeople
- How to save money on college text books (Rachel)
Mentioned on the show:
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
These used car buying tips can save you thousands the next time you buy a used car.
- Introducing the newest members of Team Turner.
- Car dealer services that aren't worth the money
- Tax scams to be aware of
- Be aware of when other people tell you what to do with your money (Saurav, YouTube)
Listener questions:
- What are some things I can do to to help me with taxes (Geoff)
- Do I have enough to live on in retirement if I'm 58 and have $200,000 invested (Jana)
- I'm interested more about the FIRE community (Seth)
- What is one money trick you use that you may not have talked about (Manual, Florida)
- How can I teach my kids better (Christine)
Resources/links:
IRS Tax Scams - https://www.irs.gov/newsroom/tax-scams-consumer-alerts
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
How can you improve your money everyday? What small actions will lead to massive results later?
- Should you buy travel insurance?
- How to turn a hobby into a business. The story of a private chef.
Listener questions:
- How much stocks and vs. should someone in their 20's have (Bert, Florida)
- You don't know what you're talking about with Robert Kiosaki (Dawn)
- What target date fund strategy would be better (Legolas)
- Should I sell some investments to pay off our house (Brett, Pennsylvania)
- How do I limit my spending and build savings (Luis)
- I get scared when making financial decisions (Henry)
Resources/links:
Compare travel insurance - https://www.insuremytrip.com/
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM
You may be surprised at the impact life events can have on your mood, stress levels, and happiness. Two ways to live better.
- What are tax-advantaged insurance contracts (Red alert warning)
- How much should you spend on pet food?
- Success story: We finally understand our investments (Brenda)
Listener questions:
- How can new parents save money (Dan)
- How much company stock should I have in my 401(k) (Greg)
- How can I get out of a car lease (Ariana)
- Whose social security benefits should I use first (Mariza)
- How can I pay off my mortgage faster (Janella)
- Can I rollover an inherited IRA (Lisa)
Resources/links:
How life events effect financial well-being https://www.fidelity.com/viewpoints/tcm:526-394291-234995.comp
Social Security Strategies - https://www.amazon.com/Social-Security-Strategies-Optimize-Retirement/dp/0615457533
FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu
FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM