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The Scott Alan Turner Show | FINANCIAL ROCK STAR

Scott Alan Turner is a former money moron, living the paycheck-to-paycheck lifestyle, losing $40k in the stock market, and racking up a load of credit card debt. But by age 35, he turned it all around and became a self-made millionaire. In a world of get-rich-quick schemes, biased advice, and financial Pied Pipers, Scott’s authentic, no-holds-barred approach makes it possible for anyone to absolutely rock their personal finances. Scott is on a mad mission to help you get financial independence, ultimate happiness and a life full of awesome experiences. With his rebel style, off-beat humor, and signature life-on-your-own-terms approach, Scott’s inspiring a movement of Financial Rock Stars across the globe. Money. Investing. Personal Finance. Financial Independence.
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The Scott Alan Turner Show | FINANCIAL ROCK STAR
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Now displaying: 2019
Apr 3, 2019

There is something that everyone has to deal with, and it’s keeping me up at night.

- Subscription based financial advice

- Why have responsible financial habits (Anyiah, WI)

- Great source of networking and making connections (Samantha Carter)

Listener questions:

- How can I get my house built faster (Crystal, CA)

- How do I leave a good paying job (Esmeralda)

- I don't know how to start increasing my retirement funds (Trevor, South Africa)

- Should I get a home warranty for a HVAC system that might break (Dorothy, Kansas)

- What happens if my savings exceed the FDIC limits (Marissa, San Diego, CA)

- Can I leave a job and contribute to a 457b when I return (Kevin)

Resources/links:

Schwab financial subscription services - https://riabiz.com/a/2019/3/29/schwab-hopes-to-blend-into-the-subscription-world-of-netflix-amazon-and-apple-by-dumping-asset-based-fees-and-wooing-millennials-with-intelligent-portfolios-for-30-a-month

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Apr 2, 2019

The more you change your life for the better, the more you’ll get the supporters and nonbelievers. Here are two ways to deal with them.

- Is investing in cryptos and cannabis a good idea?

- The average starting salary for a college major (Madeline, Ridgefield, CT)

- This cookie company is crushing it.

Listener questions:

- How can $200,000 last 30 years of retirement (Squilly, Youtube)

- How do I stop spending all my money (Evelyn)

- How can I help my parents with their annuity (Renee, Cincinnati, OH)

- Should I pay points for a mortgage refinance (Alex, D.C.)

- What should I do with my bonus of $300,000 (James, Boston)

- How do I rebalance my Thrift Savings Plan portfolio (Casey, Portland, Maine)

Resources/links:

Breckenridge Cookies - https://www.breckenridgecookies.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 21, 2019

Numbers don’t lie. People lie and manipulate numbers, but numbers don’t lie.

- Millionaire Story - Beth shares her path to financial independence at age 40

- Health alert - Kale rejoins the 'Dirty Dozen' list as one of the most contaminated with pesticides.

- Red Alert Warning - more phone scams to be aware of.

Listener questions:

- Explain the pro-rata rule when doing a backdoor Roth IRA (Marjorie)

- What do you think of the new Betterment Advice service (Gandolf)

- I keep getting in and out of debt (Marjorie)

- Where is a good place to put my tax money from my side hustle (Becca, Indianapolis)

- What can I do about my landlord harassing me (Patricia)

Resources/links:

Betterment Advice Packages - https://www.betterment.com/advice-packages/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 20, 2019

There are lots of money myths we’ve all believed. But most people have fallen for some of these money saving myths too.

- Burger King launches $5 coffee service.

- A radio host busted for a $20M Ponzi scam

- Kaitlyn shares what her dad taught her about money

- Be wary of former washed-up celebrities pitching financial products

Listener questions:

- Is a second mortgage better than PMI (Dylan, Baton Rouge, LA)

- What is considered a 'low' expense ratio (Carter, Warner Robbins, Georgia)

- How can I get my 26-year-old on the envelope system (Daisy, Delaware)

- Help me understand my 403(b) plan (Mason, Las Vegas, Nevada)

- Should we borrow $20,000 to adopt a child (Liam, WA)

- Should I be pushing my kids to go to college (Bethany, Orlando, FL)

- Is it ok to get a company match on 401(k) when paying off debt (Pam, Atlantic City, New Jersey)

- I inherited some stock and can't decide if I should sell it (Phoebe, Topeka, Kansas)

Resources/links:

Collge Scorecard - https://collegescorecard.ed.gov/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 19, 2019

What are three reasons people choose the career they do, and what questions should they be asking instead.

- My friends got to stay in a $1M house on the lake. For free. Find out how.

- Kayla shares the lessons she's learned about money.

Listener questions:

- I missed a couple credit card payments, how will it affect my credit score (Lucas, Ann Arbor, MI)

- What's wrong with YNAB (Ava, Maine)

- Can I get out of a car loan I co-signed for my brother (Jack, Columbia, South Carolina)

- Is the debt avalanche or debt snowball better to pay off $22,000 of debt (Gavin, Nebraska)

- What debts should I pay off with my tax refund (Lisa, Anchorage, Alaska)

- Car buying tips before I go car shopping (Owen, Cheyenne, WY)

- The contractor for my back deck isn't doing the work (Hannah, Ft. Worth, TX)

- Are separate accounts for married couples normal (Reece)

- Can I start an HSA if I'm self- employed (Yoda)

Resources/links:

House of Falling Embers, by Krystal Jane Ruin - https://www.amazon.com/House-Falling-Embers-Krystal-Jane-ebook/dp/B07GKMQQXJ

Trusted housesitters - https://www.trustedhousesitters.com

http://www.espn.com/blog/tennessee-titans/post/_/id/25994/how-two-nfl-players-sweet-tooths-made-them-hands-on-business-owners

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 14, 2019

Studies show not pretending to be rich raises your status in life. Who knew?

- Kara saved $33K for retirement in 4 years (without making more than $50K)

- What new cars can you get a deal on right now

- Why so many NFL players go broke

- Are you investing with a firm that got fined by the SEC?

Listener questions:

- My bank accounts were cleaned out by a scammer and now I have to start over (Nancy)

- My bank wants to move me to a managed investment account (Han Solo)

- Are there short term fixes for a credit score if I'm buying a house soon (Brandi, MA)

- How can I lower my insurance premiums. My 16-year-old is getting his license. (Chenell, Jacksonville, FL)

- When do you decide to keep stock options (Doug)

- Are there credit card hacks that are easy (Nathan, San Antonio, TX)

Resources/links:

- https://www.amazon.com/Rebel-Talent-Pays-Break-Rules/dp/0062694634

- https://www.sec.gov/news/press-release/2019-28?mod=article_inline

- https://247wallst.com/special-report/2019/03/11/cars-americans-dont-want-to-buy-4/

https://www.thinkadvisor.com/2019/03/07/why-so-many-nfl-and-nba-players-go-broke

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 13, 2019

Too many people have fallen for the myth that interest and dividend income is the best way to fund early or normal retirement.

- How to avoid overdraft fees

- Dog food marketing tricks

Listener questions:

- Are dividends a good strategy for income (Brady)

- Should we take a 401(k) loan to pay off debt (Sofia, Sioux City, IA)

- Can I get out of my car lease (Haley, Yonkers, NY)

- My kids won't spend money (Ian)

- What type of home insurance is best (Luis, Bridgeport, CT)

- I have 20% down for a house, should I get a 15 or 30 year loan (Owen)

- Are ETFs or index funds better (Taylor, Seattle, WA)

- I've got an $8,000 medical debt that is in collections (Destiny, Fresno, CA)

- Are CDs good for short term savings (Elia)

Resources/links:

- https://www.forbes.com/sites/wadepfau/2017/04/18/should-retirees-use-a-total-return-or-income-portfolio/#5f4bf80c5e96

https://www.schwab.com/resource-center/insights/content/retirement-income-strategies-total-return-approach

http://www.fsegn.rnu.tn/documents/Dividend%20policy.pdf

https://www.investopedia.com/terms/m/modigliani-millertheorem.asp

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 12, 2019

Parents who give everything to kids are taking away from them some of the most important things in life.

- Your friends’ social media posts are making you spend more money, researchers say

- Travel hack - TripIt app

Listener questions:

- Should I buy an extended warranty for a dish washer (Loren, Grey Eagle, MN)

- Can anyone join a credit union (Don, Reading, PA)

- How can I find a job if I have a felony record (Trav)

- What's a reasonable amount to borrow for a car (Isabelle, Savannah, GA)

- What amount of money is good for opening a savings account (Elijah, Mobile, AL)

- Should I borrow to grow my business (Keira)

Resources/links:

- https://www.washingtonpost.com/us-policy/2019/02/19/your-friends-social-media-posts-are-making-you-spend-more-money-researchers-say/?utm_term=.4daf976f9f19

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 7, 2019

How much money can people save on their insurance with a better credit score?

- Do you have enough insurance to protect your valuables?

Listener questions:

- I really don't understand money (Eva, Arizona)

- Should I stick with my advisor or DIY (Brett)

- Are HVAC contracts worth the cost (Taylor, Macon, Georgia)

- Is it ever good to lease, like for equipment (Kylie, Maui)

- What should I be aware of when hiring a moving company (Lily, Virginia)

- Which used car should I buy (Steph, Australia)

Resources/links:

Free Credit Score from Discover - https://www.discover.com/free-credit-score/

https://www.insurancequotes.com/home/home-insurance-and-credit

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 6, 2019

One financial leader was yelling at the TV about another financial leader giving bad advice. Who is right when experts disagree?

- Update on our real estate empire (ha!)

- Is there a retirement crisis or not?

- Success Story - Clay is no longer living paycheck to paycheck.

Listener questions:

- What is the process for getting a CFP (Melissa)

- What is your opinion on mortgage payoff schemes using lines of credit (Michael, Winnipeg Canada)

- My investments aren't growing like I would like (Wayne)

- Can you get 12% in the market (Pete, Alberta, Canada)

- Is the Amazon store card worth it (Kara)

- I have $4,000 due on a delayed payment credit card (Heath, Washington, DC)

- Can I file an extension to pay the taxes I owe (Makenzie, San Francisco, CA)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 5, 2019

What is financial infidelity? Discover what it is, how to prevent it, and the importance of overcoming it.

- Car loan defaults are at an all time high and it's a bad situation

- Why do some people get so much more done than others?

- Well Where Did My Money Go is paying out fines. Again.

- Millionaire Success Story - Guy, UK shares how he did it in 15 years.

Listener questions:

- Advice on the plan to pay off my debts (Jessica, Alabama)

- What if I can't get into a specific investment because of the minimums (Anthony)

- I've paid off $19,000 of student loan debt (Rory)

- I'm a single mom with student loans and limited time (Lynn)

- Whose advice should I listen to for guidance (Shaun)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Mar 1, 2019

Did you know having tough conversations about money can lead to having more money?

- Comparing gold to the stock market and which you should invest in.

- Warning about Social Insecurity for all young people.

Listener questions:

- What budgeting software can reconcile accounts (JoAnne, Texas)

- How do you pick from an employer's retirement options (Lilly, Arizona)

- What are the reasons for not paying off a mortgage early (Vanessa, San Antonio)

- What things I should consider between a condo and townhouse (Dawn)

- Is enrolling in PSLF a good idea (Holly, Destin, FL)

- What one thing would you say led to your success the most (Brent, Vancouver, Canada)

Resources/links:

https://nypost.com/2018/01/22/millions-of-americans-keep-this-secret-from-their-partner/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 28, 2019

You have this superpower but you don’t always use it! Your sixth sense. Your gut reaction. Listen to it.

- Beware of the investing divas and how easy it is to make money.

- Payday lenders busted for paying for research to show payday lending is a good thing!

Listener questions:

- If you need to max out your credit cards is it better to spread charges over several cards or put them all on one (Lara)

- Is it better to pay off credit card debt in a lump sum or over time (Jessica, Georgia)

- Is 3% an appropriate fee for a financial advisor (Gandolf, New York)

- I have $245,000 in my 401(k), should I put more in or get an IRA (Christina)

- I'm age 70 and have no savings (Sheila, North Carolina)

Resources/links:

https://www.washingtonpost.com/business/2019/02/25/how-payday-lending-industry-insider-tilted-academic-research-its-favor/?noredirect=on&utm_term=.4d9ed7ed7458

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 26, 2019

Why are people buying investing advice from people that disclose they are neither licensed nor qualified to provide investment advice?

- The secret to a long and happy life is 'so simple' according to a 95-year-old billionaire.

- Warning about waiting to fix your finances.

Listener questions:

- What are your tips for finding a business to start (Chuck)

- I just turned 50 and don't know where to start saving for my retirement (Jacqueline)

- What do you think about crowdfunded investing (Daren Rochester, NY)

- I make $35,000 and want to live a decent lifestyle (Trisha)

- What are the differences between mutual funds and index funds (Megan)

- Can you roll a 403(b) into a 457 plan (Gandolf, New York)

Resources/links:

https://www.irs.gov/pub/irs-tege/rollover_chart.pdf

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 22, 2019

- Rich Robert, Poor You. Don't take my word for it, do your own research like I did.

- Do you think you know what to wear during a job interview?

- Watch out for this Amazon email scam.

Listener questions:

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

- Which is better a Roth 401(k) or Roth IRA (Margaret, California)

- My wife isn’t open to giving up credit cards and using the envelope system (Jamie, Wilmington, Delaware)

- I'm finally sticking with my spending plan (Alex)

- Trying to decide which debts to pay down with our tax refund (Paul)

- I've had two surgeries and am trying to keep myself afloat (Allistair)

- I have $1.1M and am trying to figure out when I can retire (Steve)

Resources/links:

Pound Foolish, The Dark Side of the Personal Finance Industry: https://www.amazon.com/Pound-Foolish-Exposing-Personal-Industry/dp/159184679X

https://www.cbsnews.com/news/rich-dad-education-the-ultimate-emotional-investment/

https://www.marketwatch.com/story/rich-dad-academy-a-poor-choice-for-investors

https://www.biggerpockets.com/forums/79/topics/316902-my-experience-of-rich-dad-elite-legacy-event-scam

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 21, 2019

Saving ain’t easy, but give yourself props for having some, starting to have some, or having a plan to have some when you can.

- Free resources for your finances you might not know about.

- News of the weird: $8,000 can extend your life a little.

- Why won't people talk about money?

- Top rated insurance companies.

- One couple shares the key to early retirement.

Listener questions:

- What type of mortgage should we get (Barb Lexington, Kentucky)

- When should I start collecting my pension (Troy, Iowa)

- I lost my child care tax credits because of my income, should I stop investing (Rebecca, Indianapolis)

- I don't have a stable income while I'm in school (Gretchen)

- Good financial gifts for a wedding present (Martin, Chicago, IL)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 19, 2019

How do you stay motivated if your goals and dreams will take years? Listen to these tips to power through.

- ID theft tips from a cyber security expert.

- Top three 'stupid' things millennials waste money (Kevin O'Leary)

Listener questions:

- What to do with an old 401(k) (Kristin)

- There's no jobs in my town, I have no money and I want to get out (Walter, Eastern Kentucky)

- I keep falling off the budget wagon (Peggy)

- I've been spending money on ridiculous things (Iman, Spain)

- How should HSA money be invested (Eric, York, PA)

- Where should we focus next - student loans or the mortgage or the next house (Kelly, New Jersey)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 15, 2019

You've seen the ads - it's the best way to grow rich! Which often means it's the best way for people to lose what they've worked so hard for.

- What to think about when buying a car

- Red alert warning - romance scams are on the rise

- How to back out of a contract.

Listener questions:

- I am 68 years old and $100,000 in debt (Colleen)

- Do we need a home inspector for a new house (Shawn, Maryland)

- What's a good amount of money to give to a kid for a car (Kim, Houston, TX)

- What do you think about giving kids allowances (Julie)

- Getting laid off this summer, how best to prepare (Wes, UK)

- How do I go about signing up for a 529 plan (Mark)

Resources/links:

https://www.kbb.com/new-cars/about-total-cost-of-ownership/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 14, 2019

Renting can be a great for your sanity, situation, and security. Have you thought about what could go wrong if you follow bad advice and get a house too soon or for too much.

- Save money on your LLC

- Red alert warning - watch out for this marketing trick that will cost you money

- Bea is saving for retirement after paying off some debts.

Listener questions:

- Where should I put my emergency savings (Casey)

- How should my wife and I arrange our finances (Steve)

- Any gotchas with a secure credit card (Joe)

- How to save for retirement without a 401(k) (Rick, Seattle, WA)

- My husband got laid off and is having trouble finding work (Lori, California)

- My car needs expensive repairs. Should I buy a new one (Billie)

Resources/links:


FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 12, 2019

- If you're not reading the fine print, you're going to miss the finer things in life.

- Travel tip - get alerted when fares go on sale

- Nurse gets a free car from a stranger

Listener questions:

- Should I deposit into my 401(k) a lump sum or monthly (Jason)

- Are penny stocks a good way to help my community (Laura, Kentucky)

- Have you tried dollar cost averaging and have proven viability (Idiot on Youtube)

- How can I pay down my medical bills (Melissa)

- Resources at the public library (Batman, NYC)

- Should I participate in my company's discount stock purchase plan (Ernie)

Resources/links:

https://scottscheapflights.com

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 8, 2019

- Payday loans offer quick, easy money but leave people buried in debt. What you can do to help.

- The benefits of downsizing a house.

- Should you sign up for a travel MLM?

- What can Coldplay teach us about building wealth?

Listener questions:

- Is Betterment or Vanguard better for investing (Gandolf)

- I owe $22,000 in debt, have six kids and can't get hired anywhere (Kayla, Canada)

- Going to trade school but want to learn about scholarship programs (Steven, Illinois)

- How do you start a business if you don’t have any capital (Adesiyan)

- How should my wife and I arrange our finances (Steve)

- What are the tax advantages of a 529 plan (Aubrey, Philadelphia, PA)

- Thoughts on Fidelity GO (Jay, California)

Resources/links:

https://mlm-thetruth.com/

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 7, 2019

- The story of a woman who was facing foreclosure, but changed her story about money and changed her life.

- Amazon refund hack

- Another financial guru falls to earth, providing a lesson for us all on how not to invest.

- In the band - Steve is a multimillionaire

Listener questions:

- Should we pay off our mortgage faster or invest to retire early at 55 (Mulberry, Puerto Rico)

- Can you repay a 401(k) loan in a lump sum (Laura, Baltimore)

- What are your thoughts on indexed universal life insurance (Life Enthusiast)

- My parents can't afford to send me to college (Moca, Egypt)

- I'm job hopping but not getting anywhere (Sammy)

Resources/links:

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 5, 2019

- What do studies on millionaires show that it takes to build real wealth, and can anybody do it (Hint: yes you can).

- Small business ideas for side hustles.

Listener questions:

- I'm 63, should I start collecting social security now (Troy, Boston, MA)

- How do I build a credit score (Walt)

- My family is in danger of divorce (Sati)

- How to stay focused on big debts that will take a long time to pay off (Trey)

- Should I invest in the international stock market (Matt, Palestine)

- Several of the business I've started have failed (James)

Resources/links:

https://www.amazon.com/gp/product/0615457533/ref=dbs_a_def_rwt_hsch_vapi_taft_p1_i0

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Feb 1, 2019

- Make this the day you focus on the small wins, and you'll get big results.

- How often are experts right with their bold predictions?

- Are you dating a cheapskate?

- Travel hack to save on flights.

- In the band - Rob is debt free and a millionaire.

- Valentines day plans? Here's an alternative.

Listener questions:

- What are your thoughts on M1 Finance (The King, Oostburg, WI)

- I have no source of income for my family (Jeremy)

- Suggestion on how to build wealth and increase your lifestyle over time (3of11)

- Thanks for sharing your wisdom (Sarah)

- Save money on expensive car repairs (Rob, Richmond, VA)

Resources/links:

https://hbr.org/2016/12/research-the-best-strategy-for-paying-off-credit-card-debt

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

Jan 31, 2019

- You can’t choose your family, but you can choose your friends, where you live, and how you live, and therefore, how much wealth you’ll build.

- Red Alert Warning - your social media accounts are about to be used to determine your insurance rates.

- How one person's consistency landing him a gig with Garth Brooks.

Listener questions:

- Bad with saving but need $15,000 for a wedding (Sherene)

- I'm making financial moves because of a lack of patience (Josh)

- I'm never sure where my money goes (Jill)

- Just got kicked out of my house and trying to save up for a down payment (Joey)

- I have a $150,000 inheritance and want to know if a variable indexed annuity is a good idea (Richard, Salt Lake City, UT)

Resources/links:

https://www.forbes.com/2010/08/10/truth-about-equity-indexed-annuities-personal-finance-bogleheads-view-lindauer.html#4f4b83c71257

FREE How to Save $1,000 This Week: https://goo.gl/AUdUCu

FREE Audio Book of 99 Minute Millionaire - https://goo.gl/tu8bZM

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